426 Main Street Suite 2

Stoneham, MA 02180

Call: 781-438-1375

Fax: 781-438-6790

Mon - Fri: 9:00 - 5:00

Contact Us 24/7 Online

HomeBlog

Insurance Blog

Fall Home Improvement Checklist
Home Tips
John LoPriore

The Ultimate Fall Home Maintenance Checklist 2022

Winters in Massachusetts can get colder than Massachusetts people realize with their iced coffees in hand. The average low in January goes down to 22 degrees, and as we know, it gets a lot colder than that.

Kitchen Remodel: Replacing or Refacing Kitchen Cabinets
Home Tips
John LoPriore

Kitchen Remodel: Replacing or Refacing Kitchen Cabinets

A kitchen remodel is among one of the most popular home renovations. Whether you’re interested in improving your home’s value, planning to sell, or simply looking for a change, your kitchen makeover can make a

Best Homeowners Insurance Guide for 2021
Home Insurance
John LoPriore

Homeowners Insurance Guide

In America today, roughly 70 million homes, or 95% of homeowners, have homeowner’s insurance. Today, home insurance coverage is a necessity to keep your home safe. Homeowner’s insurance protects your home and belongings from damage or theft. Protecting

How Driver's License Points Affect My Car Insurance
Auto Insurance
John LoPriore

How Driver’s License Points Affect My Car Insurance

Getting your driver’s license in the USA can be an exciting time. This makes it easier to get around than ever before and offers you the freedom to travel as you please. In fact, each

Building a House vs Buying a House - The Pros and Cons
Home Insurance
John LoPriore

Building a House vs Buying a House – The Pros and Cons

With a competitive real estate market right now and the coronavirus leading people to reconsider what they really need out of their home space, it’s no wonder a lot of people are interested in building

A sign indicating a back-to-school supply list
Lifestyle
John LoPriore

Back to School Supply List for Students of All Ages

It’s that back to school time of year again. Summer is winding down, and it’s time to make your back to school supply list. Although back-to-school shopping may be a dreaded task, both parents and

Electric Car
Auto Insurance
John LoPriore

Should I Buy an Electric Car or Hybrid Car?

Electric vehicles (EVs) only currently make up about 7% of cars owned in the US. However, this shows signs of growing exponentially in the near future. A recent survey by Pew Research Center showed that 39%

colored-drawing-of-a-home-foundation-damage
Home Insurance
John LoPriore

Does Homeowner’s Insurance Cover Home Foundation Problems?

Home foundation problems can cause many structural issues throughout your home. If you’ve spotted signs of home foundation issues, you’re likely worried about how to tackle repairs and manage the cost. Depending on your unique

home-insurance-concept
Home Insurance
John LoPriore

Home Insurance Shopping Top 10 Reasons

One of the first questions people ask about home insurance is, “Do I have to have it?”. In many cases, the answer is no, but a better question would be, “Do I need homeowner’s insurance?”.

Sky High Gasoline Prices: Learn the Differences for Your Car
Tips
John LoPriore

Sky High Gas Prices: Learn the Differences for Your Car

The summer travel season is here, and potential road trippers are experiencing conflicting feelings: the urge to travel and pain at the pump. Gas prices are making records this summer, and whether you’re trying to

insurance review
Personal Insurance
John LoPriore

Top Reasons Why You Should Shop for New Insurance Rates?

Top Reasons Why You Should Conduct an Annual Insurance Review and Shop for New Insurance Rates All too often, consumers purchase insurance policies and never review them to reflect the changes of a growing family,

homeowner-working-on-laptop-insurance-concept
Home Insurance
John LoPriore

How Is Homeowners Insurance Calculated?

Homeowners insurance reimburses you for damage to your home and possessions. It also provides liability coverage to protect you if guests are injured on your property. If you’re making payments on your home, your lender

The Ultimate Guide to the Step-by-Step Car Cleaning Process
Lifestyle
John LoPriore

Car Cleaning Ultimate Step-by-Step Guide

Did you know that 93 percent of American households had access to at least one automobile in 2019? As this statistic attests, owning a car remains a source of accomplishment and pride for US citizens. Purchasing and insuring a

5 Mistakes to Avoid When Selling Your Home
Home Tips
John LoPriore

5 Mistakes to Avoid When Selling Your Home

Selling your home can be an exciting time filled with possibilities. Whether you’re moving to a larger home or to a new location, you’re facing the future, hoping to have a little extra cash in

2021 Best and Worst Home Improvements
Home Tips
John LoPriore

Home Improvements The Best and Worst 2022

The home-selling market is expected to pick up as 2022 goes on. Certain kinds of homes are in high demand, while others are being left behind. How can you be sure that your home will

A woman smiling near the ocean on her road trip.
Lifestyle
John LoPriore

How to Plan for a Road Trip 2022

Life is a journey, not a destination. A road trip embraces this idea for the opportunity to embark on an adventure that could literally take you anywhere. Admittedly, your budget and timeframe will likely limit

Utilizing the space for outdoor living trends in 2021
Home Tips
John LoPriore

Outdoor Living Trends for 2022

Outdoor living is more than a passing trend. It’s a way to utilize unused areas of your property and increase your living space. Staying at home for the bulk of the past year has inspired

Home Maintenance Checklist
Home Insurance
John LoPriore

Spring Home Maintenance Checklist 2022

In Massachusetts, winters have become warmer by at least 3.9 degrees. Interestingly, increasing temperatures, according to scientists, can bring higher amounts of snow. On the other hand, spring in the Bay State now comes with more

Starting a Small Business A Step-by-Step Guide for 2021
Finances
John LoPriore

Guide to Starting a Small Business

If you’ve decided 2022 is the time to start up your small business, you aren’t alone. There’s a wealth of individuals out there with the same goal. The small business sector has been growing for

Landlord Insurance Vs Homeowners Insurance
Landlord Insurance
John LoPriore

Landlord Insurance Vs Homeowners Insurance

67.4% of Americans own a home. Not only that, but a good chunk of homeowners rent their home out to tenants. If you’re thinking about renting out your home, you may be wondering about the best

Insure My Business
Business Insurance
John LoPriore

Guide to Insuring Your Business

Everything You Need To Know About Insuring Your Business Learn more about insuring your business with this article, setting up a business is no easy feat. You have to come up with an innovative product

Remodeling Your Home vs Buying a New Home
Home Insurance
John LoPriore

Remodeling Your Home vs Buying a New Home

Does the current housing market climate have you rethinking buying a new house? The latest housing trends show that real estate is still a hot commodity. Homebuyers are paying for homes as investors create high

Car Dealership Add-ons: Are They Worth It? (Part 1)
Finances
John LoPriore

Car Dealership Add-ons: Are They Worth It?

A new car is likely one of the most valuable items you’ll purchase in your lifetime. Purchasing a brand-new car is exhilarating, but it’s also expensive. When you’re at the dealership, excitement and the sheer

Oil Tank
Home Insurance
John LoPriore

Are Oil Tanks Covered by Home Insurance?

About a quarter of Massachusetts homeowners heat their homes with oil. The tanks that supply oil to heaters, furnaces, and heat pumps are built to last decades and can hold anywhere from 250 to 1,000 gallons of

Personal Cyber Insurance
Finances
John LoPriore

Personal Cyber Insurance – Why You Need It!

Cybercriminals have several different entry points in your home that they can use to destroy your finances and personal life. They can enter through your computer, WiFi router, smart home devices, and more. So how

Red Flags That Could Trigger a Tax Audit
Finances
John LoPriore

Red Flags That Could Trigger a Tax Audit

The Internal Revenue Service (IRS) carries a strict reputation as the nation’s accumulator of taxpayer dollars and the chief enforcer of the United States’ tax code. In 2018, The IRS performed approximately 892,197 audits. Due to

Top 20 Most Overlooked Tax Deductions for 2021
Finances
John LoPriore

Top 20 Most Overlooked Tax Deductions for 2021

Tax time is always stressful for hardworking Americans. Especially after such a tumultuous year, they are even more complicated this year. There are always many moving parts to keep track of when it comes time

Top 20 New Car Buying Mistakes
Auto Insurance
John LoPriore

Top 20 New Car Buying Mistakes Guide – 2022

A recent study showed that 87% of Americans have negative car buying experiences at the dealership and that many feel they were taken advantage of. Car shopping has been an unpleasant experience for many consumers for a

cable TV cutting cord
Lifestyle
John LoPriore

Cable TV Cutting the Cord Guide

The average household pays $116 on average per month for both cable and internet. Many of these packages come with cable channels that nobody in these houses even watches. You might be thinking of canceling your cable

Lease Buyout - Car Lease
Auto Insurance
John LoPriore

Lease Buyout Guide to Buying out Your Car Lease

What are the available options for owning a car in the US? You can buy a car with cash, take a loan, or get a car through a lease. Leasing is the best option for

How to Appeal an Insurance Surcharge in Massachusetts
Auto Insurance
John LoPriore

How to Appeal an Insurance Surcharge in Massachusetts

When you’re recovering from the events of an accident, the last thing you need is a notice from your insurance provider telling you the accident was your fault and your insurance rates will increase as

Winter Driving Tips and Survival Car Kit Essentials
Tips
John LoPriore

Winter Driving Tips and Survival Car Kit Essentials

Depending on where you live, driving in the winter can be completely different than driving in the summer, spring, and fall. The winter months bring snow and ice, as well as frigid temperatures. Winter weather

Your Complete Guide to Hiring a Property Manager
Property Insurance
John LoPriore

Your Complete Guide to Hiring a Property Manager

As a landlord, you have a variety of responsibilities regarding your property and your tenants. Depending on your lifestyle, there are many reasons you may want to consider hiring additional help to take care of

Insuring Jewlery - Jewlery Insurance - Home Insurance Rider
Home Insurance
John LoPriore

How to Guide to Insuring Jewelry

Did you know that jewelry, from engagement rings to necklaces, is by far the most inherited item in families? These special pieces are passed down from generation to generation, becoming heirlooms that you and your children will

Frozen Pipes Thawing and Prevention
Home Tips
John LoPriore

Complete Guide to Preventing and Thawing Frozen Pipes

While snow skiers and polar bears might love the cold and snowy winter months, all that wind and cold air can wreak havoc on us and our homes too. Winter weather can be damaging in a variety

Should I Appeal My Traffic Ticket?
Auto Insurance
John LoPriore

Should I Appeal My Traffic Ticket?

The cost of a traffic ticket goes far beyond the price listed on a piece of paper. For instance, a speeding ticket is considered a minor traffic violation in Massachusetts, but it can increase your

Cost of Owning a Dog
Lifestyle
John LoPriore

The True Cost of Owning a Dog

Are you getting ready to bring home a new furry family member? Getting a dog is exciting, but dog ownership is a huge responsibility. Are you up for the challenge? Many people don’t consider the true

Top 50 New Years Resolutions for 2021
Events
John LoPriore

Top 50 New Years Resolutions for 2022

More than 74 percent of all Americans who set New Years Resolutions feel they will accomplish their goals next year. It’s natural to feel there is no better time to start fresh and develop positive habits with

Top 10 Safety Tips for the Holidays
Events
John LoPriore

Top 10 Safety Tips for the Holidays

As the holidays approach, it’s easy to get caught up in the excitement of the season. Still, the most wonderful time of the year is often the busiest. Thus, those responsibilities make you feel rushed,

Couple Getting Keys From Realtor Of Their New Home
Personal Insurance
John LoPriore

7 Common Mistakes When Buying Condo Insurance

Purchasing a condominium is an exciting time. You know you’ve made a great decision, and you want to protect your purchase. Of course, seeking condo insurance is a good idea, but it’s important to understand

Are Solar Panels Worth It
Lifestyle
John LoPriore

Are Solar Panels Worth It? A Complete Guide

In the United States, solar energy is expanding steadily. In fact, according to the Department of Energy, there are now enough solar panels to power 18 million American homes, and that number is only rising. Well,

Winter Home Maintenance Checklist
Home Tips
John LoPriore

2021 Ultimate Winter Home Maintenance Checklist

As the winter months approach, it’s important that we understand the dangers of it. Whether we love or hate the pretty snow, 62% of homeowners who suffered winter weather damage last year are still dealing with the

Complete Guide to the Snowbird Lifestyle for Beginners
Lifestyle
John LoPriore

Complete Guide to the Snowbird Lifestyle for Beginners

Every year, more and more people move down south to escape the cold, and who could blame them? Believe it or not, close to a million snowbirds head to the Sunshine State every winter, and you could

Child Proofing - Baby proofing
Home Tips
John LoPriore

Parent’s Guide to Childproofing Your Home

Last year, there were approximately 3.6 million babies born in the United States. Imagine all those future parents dreaming of meeting their new bundle of joy. They’re spending time imagining what their child will look like, what

Black Friday Shopping Guide
Lifestyle
John LoPriore

Shopping Guide To Getting the Most Out of Black Friday 2021

Ah, November. It’s a wonderful time here in Massachusetts when the pilgrims got the best deals on their brimmed hats and breeches. Of course, we’re talking about the day after Thanksgiving. That’s right. Black Friday

Home Staging
Home Tips
John LoPriore

Complete Guide to Staging Your Home For Sale

Are you thinking of selling your home? Do you want to find out if staging your home is the best option for you? Staging is the process of preparing a house to sell. It’s an

Shopping the Car Insurance Policy That's Right for You
Auto Insurance
John LoPriore

Car Insurance Policy Shopping Checklist

If you’ve ever been involved in a fender bender or a car accident, you already know how important car insurance is when the time comes to pay for the car repairs. The problem often comes

Car Rental Insurance
Auto Insurance
John LoPriore

What to Do After a Rental Car Accident

The car rental industry in the US made around $45 billion in 2019. That equates to a large number of rental cars on our roads every day. If you’re unfortunate enough to get into an accident when

a couple trying to pay off debt
Finances
John LoPriore

A Guide to Paying Off Debt

If you feel like you’re drowning in debt, you’re not alone. Americans carry an average debt balance of $92,727. These debts come from a variety of sources like student loan debt, credit card debt, mortgage loans,

Car Leasing Guide - Everything You Need To Know
Auto Insurance
John LoPriore

Car Leasing Guide – Everything You Need To Know

Are you looking for a new car? Most people have the same question: Should I lease or buy a car? Car leasing is an easy way to get the latest model of your favorite vehicle

Tree Falls on a House
Home Insurance
John LoPriore

A Tree Falls on a House: What to Expect from Your Insurance Company

Having trees growing on your property has many benefits, including providing shade, increasing your property value, improving air quality, and even improving your mental and physical health. That being said, there are also risks to having

Hiring a Financial Advisor
Finances
John LoPriore

A Complete Guide to Hiring a Financial Advisor

Do you have a lot of money, and you don’t know how to put it into use? If so, then hiring a financial advisor is something you should consider. A financial advisor can help you

businessman-driving
Auto Insurance
John LoPriore

Does My Personal Car Insurance Cover Me For Business Use?

If you don’t drive a company vehicle, chances are, you’ve never considered the need for commercial auto insurance. After all, everyone drives their car to and from work without changing their policy. Still, if you

Boston's Top Slang Words
Lifestyle
John LoPriore

Boston Top Slang Words

The Boston accent has drawn attention from befuddled tourists, enamored fans, and the media. But what about slang words in Boston? Every region produced its own unique slang, and Boston is no different. If you’re

Should I File a Home Insurance Claim or Not?
Home Insurance
John LoPriore

Should I File a Home Insurance Claim or Not?

In 2017, only 6% of insured homeowners filed a home insurance claim. You may be wondering, “Why are we all paying these monthly premiums if no one’s cashing in?” The answer is simple: it’s not always a good

Student Loans - How to Guide
Finances
John LoPriore

How to Guide For Student Loans

In 2019, 19.6 million students were enrolled in a college program. That feeling of getting a college acceptance letter or email from your dream school is unbeatable. After you get into your dream school, there are so

Travel Insurance
Lifestyle
John LoPriore

Complete Guide to Travel Insurance

If the Covid-19 pandemic has taught us anything, it’s that you can make the best plans in the world, and they can still get turned on their head because of the unexpected. Are you a

Why Hire Me as Your Realtor ?
Home Insurance
John LoPriore

Questions You Need to Ask Before Hiring a Real Estate Agent

Have you decided to sell your home and wondering whether to do a sale-by-owner transaction or hire a real estate agent? Sure, you could save money from an agent’s commission, but have you thought about

Reduce Your Energy Bill
Finances
John LoPriore

How to Reduce Your Energy Bill

Energy costs have been on the rise for several years now. In fact, most people just assume that from gasoline to oil to electricity, the question is not whether energy costs will rise but how

Searching for Car insurance online
Auto Insurance
John LoPriore

Top 10 Car Insurance Mistakes to Avoid

If you drive a vehicle in Massachusetts, you’re required to have a car insurance policy. The coverage you choose will likely depend on many factors. Yet, certain choices you make can leave you underinsured or

Top Reasons Why a Home Inspection is Important
Home Tips
John LoPriore

Top Reasons Why a Home Inspection is Important

When you’re buying a house, it’s easy to jump into an exciting sale. You think you’ve found the perfect place and the price is right; why hesitate? Even if the home looks nice on the surface,

Does Car Insurance Cover My Car Windshield or Glass?
Auto Insurance
John LoPriore

Does Car Insurance Cover My Car Windshield or Glass?

You love your car. Following proper car maintenance isn’t a suggestion to you. During the winter, you make sure it’s covered, and in the summer, you prevent it from overheating. Then the unexpected happens. Your car

Moving Checklist
Home Insurance
John LoPriore

The Ultimate Insurance Moving Checklist for Massachusetts

Planning on moving from one state to another is a huge undertaking and taking care of your family and your possessions are your priority. Our Insurance Moving Checklist will help prepare you for the necessities

Rental Car Insurance
Auto Insurance
John LoPriore

Should I Buy Extra Rental Car Insurance?

Is Buying Rental Car Insurance Worth the Cost and Hassle? You’re a responsible traveler. You booked your room weeks in advance, your schedule is set in stone, and you’ve chosen a reliable rental car. Still,

Car Maintenance Checklist 101
Auto Insurance
John LoPriore

Car Maintenance Checklist 101

88% of Americans own a vehicle, such as a car, van, or motorbike. These play a valuable role in transporting people around the country to home, work, school, and on daily errands. So they are a

Landlord Insurance MA
Business Insurance
John LoPriore

A Step By Step Guide to Choosing Landlord Insurance

There are over 45 million rental properties available in the United States — many of which are businesses and homes. In fact, in Massachusetts alone, there are over 600,000 businesses that provide critical services to

Water Damage Prevention and Tips
Home Tips
John LoPriore

Water Damage Prevention Tips and Repairs For Your Home

Each year, one in 50 insured homes has a property damage claim related to water damage or freezing. While estimates vary, each American uses an average of 80-100 gallons of water per day—inside of their

Top 17 Road Dangers to Be Aware of in 2021
Auto Insurance
John LoPriore

Top 17 Road Dangers to Be Aware of in 2021

As a driver, sometimes you hop in behind the wheel and go into auto-pilot, especially as an experienced driver. Yet, road dangers lurk in a variety of forms out on the road. It might surprise

Small Business Insurance
Business Insurance
John LoPriore

Small Business Insurance 101

As a small business owner, your top priority is most likely minimizing your costs while maximizing your profits and growth. Now that you have established a regular clientele and have been earning steady revenue obtaining

Should I Buy or Rent
Home Insurance
John LoPriore

Should I Buy or Rent? Houses Vs Apartments

Should I Buy or Rent is a common question people ask themselves, this article will provide the answers to the age-old question of houses vs apartments. In the United States, an estimated 82.8 million people

homeowners insurance binder
Home Insurance
John LoPriore

What Is a Homeowners Insurance Binder?

During the process of buying a new home, you’ve likely been introduced to a variety of new confusing terms and documents. When it’s time to apply for a mortgage loan, you’ll likely need to have

Registry of Motor Vehicle Massachusetts Low Plate Lottery
Lifestyle
John LoPriore

Massachusetts Low Plate Lottery 2022

Annual Massachusetts Plate Lottery 2022 Has Begun! The Massachusetts Registry of Motor Vehicles (RMV) recently announced that applications for the 2022 Low Number Plate Lottery are now being accepted using the myRMV Online Service Center. 2022

Cyber Security Checklist for Your Small Business 2021
Business Insurance
John LoPriore

Cyber Security Checklist for Your Small Business 2021

Cyber security experts estimate that roughly 43 percent of cyber attacks target small businesses alone. By 2023, cyber security criminals will also hijack more than 30 billion confidential records and other secured data. That’s why it’s vital that

What You Need to Know Before You Invest in a Safe
Home Tips
John LoPriore

What You Need to Know Before You Invest in a Safe

It’s startling to know that every year there are some 2.5 million burglaries a year. Even worse, about 66% of those burglaries are home invasions. The average loss from a burglary is over $2,400. In fact,

What Is a Will and Why Do I Need One
Finances
John LoPriore

What Is a Will and Why Do I Need One?

Are you one of the 62% of Americans who hasn’t created a will for themselves and their heirs? When asked, many people simply don’t think a will is necessary for them. They feel like they aren’t rich

How to Get Pre-Approved For a Mortgage in 2021
Events
John LoPriore

How to Get Pre-Approved For a Mortgage in 2021

There’s no doubt the housing market is on fire right now. In April of 2021, there were 608, 883 homes sold. Even more surprising was that 48.9% sold above the asking price. If you think you’re

Reducing Your Car Insurance
Auto Insurance
John LoPriore

8 Tips for Reducing Your Car Insurance Premiums

Reducing your car insurance premiums is one of the things you will need to budget for annually, as you may your car insurance, which may vary depending on such factors as your driving history, state,

Complete Guide to Buying Life Insurance
Finances
John LoPriore

Complete Guide to Buying Life Insurance

In 2019, only 51% of Americans had life insurance coverage.  Even more surprising is that only 30% of Americans have the life insurance coverage they need. As a responsible adult, you know you have to consider all

Step by Step Guide to Personal Loans 101
Finances
John LoPriore

Step by Step Guide to Personal Loans 101

Are you one of the 56% of American consumers who admit they’re living paycheck to paycheck? How much are you able to save from your pay each month? Some 49% of Americans have saved less than $500

homeowners insurance
Home Insurance
John LoPriore

The Complete Guide to Picking the Right Homeowners Insurance

Anyone who owns a home can attest to the fact that homeowners’ insurance isn’t a luxury, it’s a necessity. It protects your home and all possessions therein against incidents such as theft and damage, thus

umbrella
Personal Insurance
John LoPriore

What is a Personal Umbrella Insurance and Why Do I Need It?

Many people get overwhelmed when they think about their insurance. If they own a home, they probably shopped around and went with the cheapest policy. Same with automobile insurance. However, that isn’t always the wisest

7 Tips for Moving Into Your First Apartment
Home Tips
John LoPriore

7 Tips for Moving Into Your First Apartment

Moving into your first apartment is an exciting time. Still, you also have a lot of responsibilities to make sure everything goes smoothly when moving day arrives. While you’re probably excited about moving out of

Concentrated aged businesswoman checking agreement before signing
Business Insurance
John LoPriore

8 Common Mistakes to Avoid When Buying Business Insurance

Running a business can seem like a minefield full of potential missteps and mistakes. It’s easy to overspend in some areas and neglect important obligations. If you own or run a business, purchasing the right

How to Negotiate A Commercial Lease for Your Business
Commercial Insurance
John LoPriore

How to Negotiate A Commercial Lease for Your Business

As a small business, you know there are a plethora of things to consider on a daily basis to keep your business running smoothly and successfully, from employees, inventory, customers, insurance needs, and business finances. The

Everything You Need to Know About Smart Home Automation
Home Insurance
John LoPriore

Everything You Need to Know About Smart Home Automation

Have you been considering whether or not integrating smart home technology is right for you? Smart homes are no longer things of the future. With the boom of smart devices, more and more people are

How to Apply for and Finance a Small Business Loan
Finances
John LoPriore

How to Apply for and Finance a Small Business Loan

Some 30.7 million small businesses exist in the US, and small businesses also help to create 1.5 million new jobs each year. They are a fundamental part of the US economy. Those numbers are impressive and

Refinance my mortgage on a home laptop.
Finances
John LoPriore

Should I Refinance My Mortgage in 2021?

2020 was a big year for the housing market. As Coronavirus swept the globe and forced families to alter their lifestyles completely, priorities began to shift, and new opportunities arose for many potential home buyers.

What Is Cyber Liability Insurance
Business Insurance
John LoPriore

What Is Cyber Liability Insurance

In this digital age, running a business without cyber liability insurance exposes you to tremendous risk. 70% of small businesses are unprepared for cyber attacks, and the forecasted average cost of cyber attacks is $1 trillion

Types of Mortgage Insurance Policies and How They Work
Finances
John LoPriore

Types of Mortgage Insurance Policies and How They Work

So, you’re ready to take the leap into homeownership and want to prepare in every way. You have saved for the downpayment, researched what you can afford, and even started to look at homes.  You

Business Interruption Insurance
Business Insurance
John LoPriore

Business Interruption Insurance

When disaster strikes, you could find yourself and your business drowning in a heap of bills. That’s why no one should open a business without purchasing business insurance. You can also add extra coverage to your

Everything You Need To Know About Flood Insurance
Insurance
John LoPriore

Everything You Need To Know About Flood Insurance

In the last two decades, flooding has accounted for 43 percent of all-natural disasters in the United States. That makes flooding the most frequent natural disaster in the US by far. The effects of flooding can

How to Navigate a 1031 Exchange
Finances
John LoPriore

How to Navigate a 1031 Exchange

The real estate market is hot right now. There are many reasons to consider getting into real estate as an investor. There are also big incentives to sell while the market is hot. If you have

Townhouse vs Condo Why the difference matters
Home Insurance
John LoPriore

Townhouse vs. Condo, Why the Difference Matters

Research has shown that people consider moving more stressful than divorce. And while this may seem extreme, when you consider all the stresses associated with finding and buying a home, it actually makes sense. Beyond the complexity

Buying a Fixer-Upper - What You Need to Know
Home Tips
John LoPriore

How To Guide To Buying a Fixer Upper Home

Is it time for you to look into buying a home? Whether you’re looking to save money on a place to live or you want to fix up a rental, buying a fixer upper is a

Scooters, Mopeds, and E-Bikes: Do You Need Cycle Insurance Coverage?
Personal Insurance
John LoPriore

Scooters, Mopeds, and E-Bikes: Do You Need Cycle Insurance Coverage?

Over the past four years, electric scooter injuries have reached nearly 40,000. These injuries include broken bones, cuts and bruises, and head injuries. These staggering numbers often leave many Americans wondering—what are the insurance requirements for these

Home Maintenance Checklist 2021
Home Tips
John LoPriore

Home Maintenance Checklist 2021

Owning a home is one of the biggest life investments for you and the generations that’ll come after you. Even though your home is a place of safety and beautiful memories, it’s also a place

Why General Aggregate Matters in Commercial Insurance
Commercial Insurance
John LoPriore

Why General Aggregate Matters in Commercial Insurance

Many business owners are familiar with the need for commercial insurance and general liability coverage. However, it’s common for business owners to have no idea about the amount of their general aggregate limit. Unfortunately, individuals don’t

Recommended Tire Pressure for Safe Driving
Auto Insurance
John LoPriore

Recommended Tire Pressure for Safe Driving

When was the last time you checked the air pressure in your tires? Too many people neglect the recommended tire pressure in their cars. The tire pressure matters if you want to be a safe driver, get

Should You Avoid Hydroplaning Do’s and Don'ts When Hydroplaning
Auto Insurance
John LoPriore

Should You Avoid Hydroplaning? Do’s and Don’ts When Hydroplaning

Did you know that based on over ten years, the top two contributors to weather-related car crashes were wet pavement and rain? Hydroplaning occurs during rainy conditions.  Speed, insufficient tire tread, and standing water are the three factors

2021 How to Buy a Home - Step By Step Guide
Home Insurance
John LoPriore

2021 How to Buy a Home – Step By Step Guide

Buying a home is an incredibly huge step in a person’s life. There is a sense of pride that goes with homeownership, and being able to turn a dream into reality is very satisfying. After

Best Time of Year To Sell A Home
Home Tips
John LoPriore

The Best Time of Year to Sell Your Home

Real estate is something of both art and science. There are so many variables that come into play when selling a house. One of which is the timeframe to sell your home. Ensuring you list your

Pros and Cons of Owning and Managing a Rental Property
Business Insurance
John LoPriore

Pros and Cons of Owning and Managing a Rental Property

Over 30 percent of Americans rent their homes. This amounts to approximately 44 million households! Clearly, there is a demand for rental properties out there – why not get in on the action? If you’re thinking of

Does My Homeowners Insurance Cover Me if I Work From Home?
Home Insurance
John LoPriore

Does My Homeowners Insurance Cover Me if I Work From Home?

If you found yourself suddenly working from home during 2020, you were among many. By April, 51% of the U.S. workforce was working remotely due to the COVID-19 pandemic. For many, this was their first time working

Homeowner talking to Public Adjuster Regarding Insurance Claim
Home Insurance
John LoPriore

Public Adjuster Pros and Cons Every Homeowner Should Know

Nobody likes to pay for the insurance bill. But it is a necessity as a homeowner. The insurance provides the needed financial protection when something unexpected or catastrophic happens to your home. When those unfortunate events

Modern apartment buildings
Business Insurance
John LoPriore

Guide to Condo Master Insurance

Understanding the details of a condo master insurance policy is important for both building and unit owners. Since many areas within a condominium complex are shared, it becomes the owner’s responsibility to insure common places.

Is Pet Insurance Worth Buying? 2021 Pros and Cons of Pet Insurance
Personal Insurance
John LoPriore

Is Pet Insurance Worth Buying? 2021 Pros and Cons of Pet Insurance

In the United States, roughly 67 percent of households own pets—yet, only one percent of those pets are insured. There are many common misconceptions about the pros and cons of pet insurance policies. You never want to think

Tips for First-Time Home Buyer Insurance
Home Insurance
John LoPriore

Tips for First-Time Home Buyer Insurance

Buying your first home could easily be the most exhilarating but scary decision you make. It could be the best decision you ever make, but it could also be the biggest mistake of your adult

Guy Delivering Food - Uber Eats - Door Dash - Grub Hub
Auto Insurance
John LoPriore

Check Your Auto Insurance If You Plan to Make Deliveries

The cost of car accidents across the US rounds out to roughly $242 billion per year. The more often a driver is on the road, the more statistically likely they are to get into an accident. This means

Insurance Guide For Your Airbnb or VRBO Property
Home Insurance
John LoPriore

Step by Step Insurance Guide For Your Airbnb or VRBO Property

Each year, nearly three million property owners worldwide rent their homes through the Airbnb platform alone. Millions more rent out properties through similar platforms, generating billions of dollars in income. But while listing your home or vacation property with a short

Classic Car Insurance - All you need to Know to Protect Your Car
Auto Insurance
John LoPriore

The Ultimate Guide to Classic Car Insurance

So you’ve finally gotten your dream car. A classic Ford Mustang or a limited make Mercedes-Benz AMG Hammer is now sitting in your garage waiting to take a cruise down a forest-lined highway. But before

Happy young man receiving car keys after second hand sale
Auto Insurance
John LoPriore

How to Sell a Used Car

It’s time to say goodbye. With all the memories of countless road trips, mundane trips to the grocery store, and exciting adventures, your vehicle has served you well. But now, it’s time for it to

Complete Guide to Contractor Liability Insurance
Business Insurance
John LoPriore

Complete Guide to Contractor Liability Insurance

With every project, you put a lot on the line. Accordingly, it’s important to ensure that you have sufficient liability coverage. It’s a good day when you win a contract. However, some project owners require

Pros-and-Cons-of-Renting-an-Apartment-VS-Buying-A-Home
Finances
John LoPriore

Pros and Cons to Renting vs Buying a House

Are you looking to pick up and move to a whole new place? It’s an exciting time, but you have so many options. What’s the right choice? Do you know if you’re going to buy

Dog Owners Guide to Home Insurance - Yorkie Photo
Home Insurance
John LoPriore

Dog Owners Insurance Guide to Homeowners Insurance

According to the American Veterinary Medical Association (AVMA), more than 48 million American households own at least one dog. As these numbers suggest, pet ownership is rewarding. Dogs provide companionship and unconditional love. They may also enhance

9 Tips on How to Lower Homeowners Insurance
Home Insurance
John LoPriore

9 Tips on How to Lower Homeowners Insurance

Are you wondering how to lower homeowners’ insurance for you and your family? Do you wonder how things such as filing a claim or your credit score will affect your home insurance policy’s premium? If

What Happens If You Get Hit by an Uninsured Motorist
Auto Insurance
John LoPriore

What Happens If You Get Hit by an Uninsured Motorist?

You’re driving, minding your own business. But then – “BOOM”, you get hit by an uninsured driver out of nowhere. Well, for one, that is simply a misfortune. However, you’ve probably never been in a

EPLI insurance
Business Insurance
John LoPriore

Complete Guide to EPLI Insurance

According to the Equal Employment Opportunity Commission (EEOC), employees filed 72,675 cases alleging workplace discrimination in 2019. Regardless of their outcome, these cases impose significant costs on employers. EPLI insurance protects your business from these costs. So what is EPLI insurance?

What Insurance Do You Need To Protect Your Small Business
Business Insurance
John LoPriore

What Insurance Do You Need to Protect Your Small Business?

Your business is a vital part of your lifestyle. You worked hard to get where you are, and you need the right insurance coverage to protect your assets. Most people understand they need home and

9 Tips on How to Lower Car Insurance Premiums
Auto Insurance
John LoPriore

Step by Step Guide To Getting an Auto Insurance Quote

Did you know the average Massachusetts driver will pay almost $1,100 a year in car insurance premiums? If you’re on the hunt for car insurance, this doesn’t mean you’ll have to pay this price. You can

When weighing up leasing vs buying a car, which is the smarter option? We lay out the pros and cons in this complete guide to help you decide.
Auto Insurance
John LoPriore

Pros and Cons of Leasing vs Buying a Car

If you’re in the market for a new car, then you’re most likely sorting through the inner debate of “leasing vs buying… which one is right for me?”. Truth be told, they both have their

Who Is Included in Umbrella Policy Coverage?
Personal Insurance
John LoPriore

Who Is Included in Umbrella Policy Coverage?

Protecting your hard-earned assets is an important part of planning for your future. There’s nothing like working to save and set aside money for the future, only to have it taken away through a liability

A man who would have benefited from workers compensation insurance filling out a workers comp application
Business Insurance
John LoPriore

How Is Workers Compensation Insurance Determined?

Workers compensation is a monolithic area of legal expertise, akin to other specializations like tax law or constitutional interpretation. The Department of Labor has an entire webpage devoted to it, dividing workers compensation into four main categories.

Auto Insurance Claims: A Complete Step-By-Step Guide
Auto Insurance
John LoPriore

Auto Insurance Claims: A Complete Step-By-Step Guide

Most drivers in the United States (including 96 percent of drivers in Massachusetts) have invested in auto insurance. The mere act of purchasing car insurance doesn’t guarantee that you know how to handle a car insurance claim, though.

Business Insurance Lapses
Business Insurance
John LoPriore

What Happens When Your Business Insurance Lapses?

Business Risks: What Happens When Your Business Insurance Lapses? Business insurance is one of the most important things you need to prepare when launching your start-up or building your business. Even for companies that are

What Is a Homeowners Insurance Rider?
Home Insurance
John LoPriore

What Is a Homeowners Insurance Rider?

Being Underinsured

Many homeowners make the unfortunate error of underestimating how much their personal belongings are worth. Though it’s important to have your property appraised, that alone isn’t enough.

12 Reasons to Choose an Independent Insurance Agent
Personal Insurance
John LoPriore

12 Reasons to Choose an Independent Insurance Agent

When it comes to personal insurance (including homeowners insurance, renters insurance, vehicle insurance, etc.), many people throughout the United States are uninsured or underinsured. Are you part of this group? Are you unsure of how

What Is Recommended for Car Insurance Coverage
Auto Insurance
John LoPriore

What Is Recommended for Car Insurance Coverage?

Massachusetts’s population has grown by 5.4% since the last US Census. Today, almost seven million people call the state home. Along with this population growth is the rise in the number of owned vehicles in the Bay

A Complete Guide to Motorcycle Insurance
Auto Insurance
John LoPriore

A Complete Guide to Motorcycle Insurance

Did you know that researchers found that riding a motorcycle can lower stress markers by at least 28%? The study also noted that 20 minutes of motorcycling had effects akin to light exercise. Moreover, motorcyclists seem

Why Should I Have a Personal Umbrella Insurance Policy?
Personal Insurance
John LoPriore

Why Should I Have a Personal Umbrella Insurance Policy?

Every ten seconds, an American driver is in a car crash. These crashes can involve life-changing injuries. They can also lead to life-altering lawsuits. In the blink of an eye, unsuspecting motorists can find themselves

How Much Condo Dwelling Coverage Do I Need
Home Insurance
John LoPriore

How Much Dwelling Coverage Do I Need For A Condo?

Condos account for less than 10 percent of occupied American housing units. Despite their relatively small market share, condos are becoming increasingly popular. About one in every five units in newly constructed multi-unit properties are condos. Condos

Myths To Home Insurance
Home Insurance
John LoPriore

Common Home Insurance Myths You Need to Be Aware Of

Buying a house is one of the most exciting, nerve-wracking, and momentous occasions in many people’s lives. One of the most important things you do when you buy a house is to set up your

Condo Homeowners Insurance
Home Insurance
John LoPriore

A Complete Guide to Condo Homeowners Insurance

Today, living in condominium buildings has become a common lifestyle choice for many due to its convenience and unique living arrangements. You may have noticed an influx of condos in the market lately as these

Shopping for condo master insurance
Business Insurance
John LoPriore

8 Mistakes To Avoid When Shopping for Condo Master Insurance

As a condominium property manager, you’re the primary point-of-contact for unit owners, the building’s board of directors, hired personnel, services, and contractors. This means you’re responsible for overseeing every aspect of operations, from maintenance work

Homeowners Insurance Coverage
Home Insurance
John LoPriore

Does Homeowners Insurance Cover Roof Leaks? We Explain It All

Just this April 2020, over 130,000 people in Massachusetts lost power due to severe storms. Extreme winds and heavy rains uprooted trees, which then fell onto power lines. Almost ten thousand consumers had to sleep without power during

Why Purchase Special Event Insurance?
Insurance
John LoPriore

Why Purchase Special Event Insurance?

Why purchase special event insurance?
The first thing to do is to check and see how many items of yours will not be covered by your homeowners insurance. If you have a lot of items not covered, then you will need a higher value homeowners policy.

How Much is Boat Insurance
Personal Insurance
John LoPriore

How Much Is Boat Insurance?

Boating and Watercraft Season has begun in Massachusetts! Before we know it, we will be spending long days on the water and enjoying sunshine, family and friends.

Cut Insurance Costs MA
Insurance
John LoPriore

Top 10 Ways to Cut Insurance Costs on Your Next Purchase

In 2018, personal insurance and pensions cost Americans an average of $7,296. That represents an increase of 7.8% from the previous year. It’s also $465 higher than what consumers shelled out in 2016. All these prove

9 Tips on How to Lower Car Insurance Premiums
Auto Insurance
John LoPriore

Top 9 Tips on How to Lower Car Insurance Premiums

Found yourself exclaiming, “why is my car insurance so high?” You’re not alone: at least 5.6 million other drivers throughout the US are on the same boat. This is the number of motorists who’ve seen the most

Car thief trying to break into a car with a screwdriver. Car thief, car theft.
Auto Insurance
John LoPriore

Comprehensive Guide on How to Prevent Car Theft

Did you know that in 2018, a staggering 748,841 cases of motor vehicle theft occurred in the US? Or that these crimes led to over $6 billion in property losses? Granted, the FBI did note that the

What Does Landlord Insurance Pay for After a Fire?
Landlord Insurance
John LoPriore

What Does Landlord Insurance Pay for After a Fire?

A fire can cause serious damage or the total loss of a home. When the fire occurs in a rental home, there are a variety of complications regarding insurance and payment. While most insurance policies

Homeowner's Insurance
Home Insurance
John LoPriore

Don’t Have Homeowner’s Insurance? 5 Risks You Must Know

While Massachusetts residents must carry car insurance, homeowner’s insurance isn’t required. Still, that doesn’t mean you should skip the coverage. Failing to carry insurance on your home provides a variety of risks and expenses. Your

10 Mistakes to Avoid While Buying a Home Insurance Policy
Home Insurance
John LoPriore

10 Mistakes to Avoid While Buying a Home Insurance Policy

A home insurance policy is designed to cover the cost of rebuilding your home and replacing your possessions in the event of a catastrophic loss. Whether you’re buying a new home, renewing your home insurance policy, or

What is renters insurance
Renters Insurance
John LoPriore

What Is Renters Insurance? Everything You Should Know

Buying a house in America is expensive and only getting more so. As housing prices climb, Americans are increasingly choosing to rent. In fact, renters now account for nearly 40 percent of American households. One of

7 Tips for Saving Money on Landlord Insurance
Property Insurance
John LoPriore

7 Tips for Saving Money on Landlord Insurance

Becoming a landlord can be a profitable way to make use of an uninhabited property. Still, there are many responsibilities and expenses involved. As a landlord, you are responsible for the upkeep and safety of

Car Insurance Guide for New Car Buyers
Auto Insurance
John LoPriore

The Complete Car Insurance Guide for New Car Buyers

New Car Buyer Auto Insurance In 2019, the average cost of car insurance for a medium-sized sedan was $1,251. The range is vast, though. While a single 40-year-old with a clean driving record might pay $1,400

Auto Insurance Annual Check-Up
Auto Insurance
John LoPriore

Massachusetts Auto Insurance Annual Check-Up

Auto Insurance Annual Check-Up for Complete Coverage Your driving requirements change from one year to the next and your insurance coverage needs to keep up. You know it’s important to make regular appointments to have

Home Insurance Annual Check-Up
Home Insurance
John LoPriore

Home Insurance Annual Check-Up

Massachusetts Home Insurance Annual Check-Up Insurance coverage should never be considered a “set it and forget it” purchase. Insurance companies offer a variety of policies designed to fit the unique lifestyles of the customers who

Does my car insurance cover other drivers
Auto Insurance
John LoPriore

Does My Car Insurance Cover Other Drivers?

If you’ve ever lent out your car, you understand the fear that comes with being generous. Car repairs are expensive. So when you put your car key in someone else’s hands, you want to make sure

2020 Stimulus Checks
COVID-19
John LoPriore

7 FAQs About the 2020 Stimulus Checks – COVID-19

Are you eligible for a stimulus package check from the Treasury Department? As of Friday, April 24, the Internal Revenue Service said it had issued 88 million payments to individuals across the country. It plans

The super disinfecting son and dad duo
COVID-19
John LoPriore

COVID-19 Guide: Sanitizing Surfaces in Your Home and Car

The best way to avoid COVID-19 is to stay at home and practice social distancing tactics whenever possible, Unfortunately, most people are forced to leave home for essential needs like food and medicine. Additionally, many

SBA loans
COVID-19
John LoPriore

What You Need To Know About Cares Act And SBA Loans Options

SBA Assistance for Small Businesses Under the CARES Act There are two categories of SBA assistance presently available to (most) small businesses impacted by COVID-19 pandemic and accompanying coronavirus-related shutdowns and public safety orders. The

Landlord Insurance
Business Insurance
John LoPriore

Landlord Insurance Quick Reference Guide

In a strong economy, there are many avenues for investment. One popular choice is investing in a home or apartment, renting it out, and using it for income. Investment properties are great for long-term financial

Cropped two builder person specialist designer in formalwear shirt stand on workstation with divider pencil ruler measurement on table discuss analyzing expertise inspect scheme make paper paperwork
Home Insurance
John LoPriore

Home Remodel and Home Insurance – Step by Step Guide

Homeowner’s insurance protects your home from covered risks. However, it’s important to realize that your insurance terms could change during the process of a home remodel. Even when your home is properly insured, and your

Insurance Blog To Help You Understand All Your Options and Coverage

Most people have at least one type of insurance coverage, but it can be difficult to understand exactly what your coverage includes, whether you have the exact coverage you need, and even why you need insurance in the first place. We understand that insurance can be confusing. Insurance policies are filled with legal terms and conditions that make your coverage details a bit of a mystery. This is why our blog is designed to offer detailed articles that describe important insurance policies, documents, and other details that help Massachusetts residents find dependable insurance coverage that won’t break the bank.

The LoPriore insurance blog is designed to provide a resource for our valuable customers to learn more about the insurance topics that concern you most. Whether you’re seeking information about the available personal insurance options for your growing family, commercial insurance required in Massachusetts, or necessary insurance documents, our blog has the details you need.

Learn more about the ins and outs of insurance with some of these topics located on our blog.

  • Tips to help you purchase the specific insurance policies you need
  • Details of important insurance documents
  • Step by step guides and checklists
  • Details about optional insurance policies to protect you, your family, and possessions from potential risks
  • Important information regarding Massachusetts insurance laws
  • Details about the commercial insurance you should be using for your daily job

 

LoPriore is an independent insurance agency that works with a variety of insurance companies to help you get the best coverage at a cost you can afford. Our motto is insurance that fits your lifestyle, and we know the best way for you to get the coverage you need is to be informed. If you need more information, we encourage you to get in touch with our experienced agents to learn more about our policies, get a quick quote, or get answers to your insurance questions.

Have any Question? Ask us anything, we’d love to answer!