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Guy Delivering Food - Uber Eats - Door Dash - Grub Hub
Auto Insurance
John LoPriore

Check Your Auto Insurance If You Plan to Make Deliveries

The cost of car accidents across the US rounds out to roughly $242 billion per year. The more often a driver is on the road, the more statistically likely they are to get into an accident. This means

Insurance Guide For Your Airbnb or VRBO Property
Home Insurance
John LoPriore

Step by Step Insurance Guide For Your Airbnb or VRBO Property

Each year, nearly three million property owners worldwide rent their homes through the Airbnb platform alone. Millions more rent out properties through similar platforms, generating billions of dollars in income. But while listing your home or vacation property with a short

Classic Car Insurance - All you need to Know to Protect Your Car
Events
John LoPriore

The Ultimate Guide to Classic Car Insurance

So you’ve finally gotten your dream car. A classic Ford Mustang or a limited make Mercedes-Benz AMG Hammer is now sitting in your garage waiting to take a cruise down a forest-lined highway. But before

Happy young man receiving car keys after second hand sale
Auto Insurance
John LoPriore

How to Sell a Used Car

It’s time to say goodbye. With all the memories of countless road trips, mundane trips to the grocery store, and exciting adventures, your vehicle has served you well. But now, it’s time for it to

Complete Guide to Contractor Liability Insurance
Business Insurance
John LoPriore

Complete Guide to Contractor Liability Insurance

With every project, you put a lot on the line. Accordingly, it’s important to ensure that you have sufficient liability coverage. It’s a good day when you win a contract. However, some project owners require

Top 50 New Years Resolutions for 2021
Events
John LoPriore

Top 50 New Years Resolutions for 2021

More than 74 percent of all Americans who set New Years Resolutions feel they will accomplish their goals next year. It’s natural to feel there is no better time to start fresh and develop positive habits with

Pros-and-Cons-of-Renting-an-Apartment-VS-Buying-A-Home
Finances
John LoPriore

Pros and Cons to Renting vs Buying a House

Are you looking to pick up and move to a whole new place? It’s an exciting time, but you have so many options. What’s the right choice? Do you know if you’re going to buy

Dog Owners Guide to Home Insurance - Yorkie Photo
Home Insurance
John LoPriore

Dog Owners Guide to Homeowners Insurance

According to the American Veterinary Medical Association (AVMA), more than 48 million American households own at least one dog. As these numbers suggest, pet ownership is rewarding. Dogs provide companionship and unconditional love. They may also enhance

Top 10 Safety Tips for the Holidays
Events
John LoPriore

Top 10 Safety Tips for the Holidays

As the holidays approach, it’s easy to get caught up in the excitement of the season. Still, the most wonderful time of the year is often the busiest. Thus, those responsibilities make you feel rushed

9 Tips on How to Lower Homeowners Insurance
Home Insurance
John LoPriore

9 Tips on How to Lower Homeowners Insurance

Are you wondering how to lower homeowners’ insurance for you and your family? Do you wonder how things such as filing a claim or your credit score will affect your home insurance policy’s premium? If

What Happens If You Get Hit by an Uninsured Motorist
Auto Insurance
John LoPriore

What Happens If You Get Hit by an Uninsured Motorist?

You’re driving, minding your own business. But then – “BOOM”, you get hit by an uninsured driver out of nowhere. Well, for one, that is simply a misfortune. However, you’ve probably never been in a

Landlord Insurance Vs Homeowners Insurance
Landlord Insurance
John LoPriore

Guide to Landlord Insurance Vs Homeowners Insurance

67.4% of Americans own a home. Not only that, but a good chunk of homeowners rent their home out to tenants. If you’re thinking about renting out your home, you may be wondering about the best

EPLI insurance
Business Insurance
John LoPriore

Complete Guide to EPLI Insurance

According to the Equal Employment Opportunity Commission (EEOC), employees filed 72,675 cases alleging workplace discrimination in 2019. Regardless of their outcome, these cases impose significant costs on employers. EPLI insurance protects your business from these costs. So what is EPLI insurance?

How Driver's License Points Affect My Car Insurance
Auto Insurance
John LoPriore

How Driver’s License Points Affect My Car Insurance

Getting your driver’s license in the USA can be an exciting time. This makes it easier to get around than ever before and offers you the freedom to travel as you please. In fact, each

What Insurance Do You Need To Protect Your Small Business
Business Insurance
John LoPriore

What Insurance Do You Need to Protect Your Small Business?

Your business is a vital part of your lifestyle. You worked hard to get where you are, and you need the right insurance coverage to protect your assets. Most people understand they need home and

9 Tips on How to Lower Car Insurance Premiums
Auto Insurance
John LoPriore

Step by Step Guide To Getting an Auto Insurance Quote

Did you know the average Massachusetts driver will pay almost $1,100 a year in car insurance premiums? If you’re on the hunt for car insurance, this doesn’t mean you’ll have to pay this price. You can

When weighing up leasing vs buying a car, which is the smarter option? We lay out the pros and cons in this complete guide to help you decide.
Auto Insurance
John LoPriore

Pros and Cons of Leasing vs Buying a Car

If you’re in the market for a new car, then you’re most likely sorting through the inner debate of “leasing vs buying… which one is right for me?”. Truth be told, they both have their

Who Is Included in Umbrella Policy Coverage?
Personal Insurance
John LoPriore

Who Is Included in Umbrella Policy Coverage?

Protecting your hard-earned assets is an important part of planning for your future. There’s nothing like working to save and set aside money for the future, only to have it taken away through a liability

A man who would have benefited from workers compensation insurance filling out a workers comp application
Business Insurance
John LoPriore

How Is Workers Compensation Insurance Determined?

Workers compensation is a monolithic area of legal expertise, akin to other specializations like tax law or constitutional interpretation. The Department of Labor has an entire webpage devoted to it, dividing workers compensation into four main categories.

Auto Insurance Claims: A Complete Step-By-Step Guide
Auto Insurance
John LoPriore

Auto Insurance Claims: A Complete Step-By-Step Guide

Most drivers in the United States (including 96 percent of drivers in Massachusetts) have invested in auto insurance. The mere act of purchasing car insurance doesn’t guarantee that you know how to handle a car insurance claim, though.

Business Insurance Lapses
Business Insurance
John LoPriore

What Happens When Your Business Insurance Lapses?

Business Risks: What Happens When Your Business Insurance Lapses? Business insurance is one of the most important things you need to prepare when launching your start-up or building your business. Even for companies that are

What Is a Homeowners Insurance Rider?
Home Insurance
John LoPriore

What Is a Homeowners Insurance Rider?

Being Underinsured

Many homeowners make the unfortunate error of underestimating how much their personal belongings are worth. Though it’s important to have your property appraised, that alone isn’t enough.

12 Reasons to Choose an Independent Insurance Agent
Personal Insurance
John LoPriore

12 Reasons to Choose an Independent Insurance Agent

When it comes to personal insurance (including homeowners insurance, renters insurance, vehicle insurance, etc.), many people throughout the United States are uninsured or underinsured. Are you part of this group? Are you unsure of how

What Is Recommended for Car Insurance Coverage
Auto Insurance
John LoPriore

What Is Recommended for Car Insurance Coverage?

Massachusetts’s population has grown by 5.4% since the last US Census. Today, almost seven million people call the state home. Along with this population growth is the rise in the number of owned vehicles in the Bay

A Complete Guide to Motorcycle Insurance
Auto Insurance
John LoPriore

A Complete Guide to Motorcycle Insurance

Did you know that researchers found that riding a motorcycle can lower stress markers by at least 28%? The study also noted that 20 minutes of motorcycling had effects akin to light exercise. Moreover, motorcyclists seem

Why Should I Have a Personal Umbrella Insurance Policy?
Personal Insurance
John LoPriore

Why Should I Have a Personal Umbrella Insurance Policy?

Every ten seconds, an American driver is in a car crash. These crashes can involve life-changing injuries. They can also lead to life-altering lawsuits. In the blink of an eye, unsuspecting motorists can find themselves

How Much Condo Dwelling Coverage Do I Need
Home Insurance
John LoPriore

How Much Dwelling Coverage Do I Need For A Condo?

Condos account for less than 10 percent of occupied American housing units. Despite their relatively small market share, condos are becoming increasingly popular. About one in every five units in newly constructed multi-unit properties are condos. Condos

Myths To Home Insurance
Home Insurance
John LoPriore

Common Home Insurance Myths You Need to Be Aware Of

Buying a house is one of the most exciting, nerve-wracking, and momentous occasions in many people’s lives. One of the most important things you do when you buy a house is to set up your

Condo Homeowners Insurance
Home Insurance
John LoPriore

A Complete Guide to Condo Homeowners Insurance

Today, living in condominium buildings has become a common lifestyle choice for many due to its convenience and unique living arrangements. You may have noticed an influx of condos in the market lately as these

Shopping for condo master insurance
Business Insurance
John LoPriore

8 Mistakes To Avoid When Shopping for Condo Master Insurance

As a condominium property manager, you’re the primary point-of-contact for unit owners, the building’s board of directors, hired personnel, services, and contractors. This means you’re responsible for overseeing every aspect of operations, from maintenance work

Homeowners Insurance Coverage
Home Insurance
John LoPriore

Does Homeowners Insurance Cover Roof Leaks? We Explain It All

Just this April 2020, over 130,000 people in Massachusetts lost power due to severe storms. Extreme winds and heavy rains uprooted trees, which then fell onto power lines. Almost ten thousand consumers had to sleep without power during

Why Purchase Special Event Insurance?
Insurance
John LoPriore

Why Purchase Special Event Insurance?

Why purchase special event insurance?
The first thing to do is to check and see how many items of yours will not be covered by your homeowners insurance. If you have a lot of items not covered, then you will need a higher value homeowners policy.

How Much is Boat Insurance
Personal Insurance
John LoPriore

How Much Is Boat Insurance?

Boating and Watercraft Season has begun in Massachusetts! Before we know it, we will be spending long days on the water and enjoying sunshine, family and friends.

Cut Insurance Costs MA
Insurance
John LoPriore

Top 10 Ways to Cut Insurance Costs on Your Next Purchase

In 2018, personal insurance and pensions cost Americans an average of $7,296. That represents an increase of 7.8% from the previous year. It’s also $465 higher than what consumers shelled out in 2016. All these prove

9 Tips on How to Lower Car Insurance Premiums
Auto Insurance
John LoPriore

Top 9 Tips on How to Lower Car Insurance Premiums

Found yourself exclaiming, “why is my car insurance so high?” You’re not alone: at least 5.6 million other drivers throughout the US are on the same boat. This is the number of motorists who’ve seen the most

Car thief trying to break into a car with a screwdriver. Car thief, car theft.
Auto Insurance
John LoPriore

Comprehensive Guide on How to Prevent Car Theft

Did you know that in 2018, a staggering 748,841 cases of motor vehicle theft occurred in the US? Or that these crimes led to over $6 billion in property losses? Granted, the FBI did note that the

Home Maintenance Checklist
Home Insurance
John LoPriore

2020 Ultimate Spring Home Maintenance Checklist

In Massachusetts, winters have become warmer by at least 3.9 degrees. Interestingly, increasing temperatures, according to scientists, can bring higher amounts of snow. Spring in the Bay State, on the other hand, now comes with more

What Does Landlord Insurance Pay for After a Fire?
Business Insurance
John LoPriore

What Does Landlord Insurance Pay for After a Fire?

A fire can cause serious damage or the total loss of a home. When the fire occurs in a rental home, there are a variety of complications regarding insurance and payment. While most insurance policies

Tree Falls on a House
Home Insurance
John LoPriore

A Tree Falls on a House: What to Expect from Your Insurance Company

Having trees growing on your property has many benefits, including providing shade, increasing your property value, improving air quality, and even improving your mental and physical health. That being said, there are also risks to having

Homeowner's Insurance
Home Insurance
John LoPriore

Don’t Have Homeowner’s Insurance? 5 Risks You Must Know

While Massachusetts residents must carry car insurance, homeowner’s insurance isn’t required. Still, that doesn’t mean you should skip the coverage. Failing to carry insurance on your home provides a variety of risks and expenses. Your

10 Mistakes to Avoid While Buying a Home Insurance Policy
Home Insurance
John LoPriore

10 Mistakes to Avoid While Buying a Home Insurance Policy

A home insurance policy is designed to cover the cost of rebuilding your home and replacing your possessions in the event of a catastrophic loss. Whether you’re buying a new home, renewing your home insurance policy, or

What is renters insurance
Renters Insurance
John LoPriore

What Is Renters Insurance? Everything You Should Know

Buying a house in America is expensive and only getting more so. As housing prices climb, Americans are increasingly choosing to rent. In fact, renters now account for nearly 40 percent of American households. One of

7 Tips for Saving Money on Landlord Insurance
Business Insurance
John LoPriore

7 Tips for Saving Money on Landlord Insurance

Becoming a landlord can be a profitable way to make use of an uninhabited property. Still, there are many responsibilities and expenses involved. As a landlord, you are responsible for the upkeep and safety of

Car Insurance Guide for New Car Buyers
Auto Insurance
John LoPriore

The Complete Car Insurance Guide for New Car Buyers

New Car Buyer Auto Insurance In 2019, the average cost of car insurance for a medium-sized sedan was $1,251. The range is vast, though. While a single 40-year-old with a clean driving record might pay $1,400

Auto Insurance Annual Check-Up
Auto Insurance
John LoPriore

Massachusetts Auto Insurance Annual Check-Up

Auto Insurance Annual Check-Up for Complete Coverage Your driving requirements change from one year to the next and your insurance coverage needs to keep up. You know it’s important to make regular appointments to have

Home Insurance Annual Check-Up
Home Insurance
John LoPriore

Home Insurance Annual Check-Up

Massachusetts Home Insurance Annual Check-Up Insurance coverage should never be considered a “set it and forget it” purchase. Insurance companies offer a variety of policies designed to fit the unique lifestyles of the customers who

Should I File A Claim Or Not
Home Insurance
John LoPriore

Should I File a Home Insurance Claim or Not?

In 2017, only 6% of insured homeowners filed a home insurance claim. You may be wondering, “Why are we all paying these monthly premiums if no one’s cashing in?” The answer is simple: it’s not always a good

Does my car insurance cover other drivers
Auto Insurance
John LoPriore

Does My Car Insurance Cover Other Drivers?

If you’ve ever lent out your car, you understand the fear that comes with being generous. Car repairs are expensive. So when you put your car key in someone else’s hands, you want to make sure

2020 Stimulus Checks
COVID-19
John LoPriore

7 FAQs About the 2020 Stimulus Checks – COVID-19

Are you eligible for a stimulus package check from the Treasury Department? As of Friday, April 24, the Internal Revenue Service said it had issued 88 million payments to individuals across the country. It plans

Home For Sale Real Estate Sign and House
Home Insurance
John LoPriore

Insurance Checklist for New Home Buyers in Massachusetts

Buying a home is an exciting time in your life, but the process can be overwhelming. As you work your way through the many steps involved in purchasing a new home, it’s important to remember

Renters-vs-Condo-Insurance-Whats-The-Difference
Home Insurance
John LoPriore

Renters vs. Condo Insurance: What’s the Difference?

Did you know that 98% of home insurance claims are filed with insurance companies due to property damage? That should tell you that insurance coverage for your property is important, regardless of the type of

The super disinfecting son and dad duo
COVID-19
John LoPriore

COVID-19 Guide: Sanitizing Surfaces in Your Home and Car

The best way to avoid COVID-19 is to stay at home and practice social distancing tactics whenever possible, Unfortunately, most people are forced to leave home for essential needs like food and medicine. Additionally, many

SBA loans
COVID-19
John LoPriore

What You Need To Know About Cares Act And SBA Loans Options

SBA Assistance for Small Businesses Under the CARES Act There are two categories of SBA assistance presently available to (most) small businesses impacted by COVID-19 pandemic and accompanying coronavirus-related shutdowns and public safety orders. The

Shopping the Car Insurance Policy That's Right for You
Auto Insurance
John LoPriore

Car Insurance Policy Shopping Checklist

If you’ve ever been involved in a fender bender or a car accident, you already know how important car insurance is when the time comes to pay for the car repairs. The problem often comes

Modern apartment buildings
Insurance
John LoPriore

Guide to Condo Master Insurance

Understanding the details of a condo master insurance policy is important for both building and unit owners. Since many areas within a condominium complex are shared, it becomes the owner’s responsibility to insure common places.

Homeowner talking to Public Adjuster Regarding Insurance Claim
Home Insurance
John LoPriore

Public Adjuster Pros and Cons Every Homeowner Should Know

Nobody likes to pay for the insurance bill. But it is a necessity as a homeowner. The insurance provides the needed financial protection when something unexpected or catastrophic happens to your home. When those unfortunate events

Smiling senior man driving on a tree lined country road
Auto Insurance
John LoPriore

Should I Buy Extra Rental Car Insurance?

Is Buying Rental Car Insurance Worth the Cost and Hassle? You’re a responsible traveler. You booked your room weeks in advance, your schedule is set in stone, and you’ve chosen a reliable rental car. Still,

Landlord Insurance
Business Insurance
John LoPriore

A Quick-Reference Guide to Landlord Insurance

In a strong economy, there are many avenues for investment. One popular choice is investing in a home or apartment, renting it out and using it for income. Investment properties are great for long term financial goals

Car Rental Insurance
Auto Insurance
John LoPriore

What to Do After a Rental Car Accident

The car rental industry in the US made around $45 billion in 2019. That equates to a large number of rental cars on our roads every day. If you’re unfortunate enough to get into an accident when

Cropped two builder person specialist designer in formalwear shirt stand on workstation with divider pencil ruler measurement on table discuss analyzing expertise inspect scheme make paper paperwork
Home Insurance
John LoPriore

Step by Step Guide to Home Remodeling and Home Insurance Protection

Homeowner’s insurance protects your home from covered risks. However, it’s important to realize that your insurance terms could change during the process of renovation. Even when your home is properly insured and your contractors have

umbrella
Personal Insurance
John LoPriore

What is an Umbrella Policy and Why Do I Need One?

Many people get overwhelmed when they think about their insurance. If they own a home, they probably shopped around and went with the cheapest policy. Same with automobile insurance. However, that isn’t always the wisest

businessman-driving
Auto Insurance
John LoPriore

Does My Personal Car Insurance Cover Me For Business Use?

If you don’t drive a company vehicle, chances are, you’ve never considered the need for commercial auto insurance. After all, everyone drives their car to and from work without changing their policy. Still, if you

Concentrated aged businesswoman checking agreement before signing
Business Insurance
John LoPriore

8 Common Mistakes to Avoid When Buying Business Insurance

Running a business can seem like a minefield full of potential missteps and mistakes. It’s easy to overspend in some areas and neglect important obligations. If you own or run a business, purchasing the right

Couple Getting Keys From Realtor Of Their New Home
Personal Insurance
John LoPriore

7 Common Mistakes When Buying Condo Insurance

Purchasing a condominium is an exciting time. You know you’ve made a great decision and you want to protect your purchase. Of course, seeking condo insurance is a good idea, but it’s important to understand

insurance review
Personal Insurance
John LoPriore

When and Why Should You Shop for New Insurance Rates?

How and Why You Should Conduct an Annual Review of Your Personal Insurance Policy All too often, consumers purchase insurance policies and never review them to reflect the changes of a growing family, new purchases,

homeowners insurance binder
Home Insurance
John LoPriore

What Is a Homeowners’ Insurance Binder?

During the process of buying a new home, you’ve likely been introduced to a variety of new confusing terms and documents. When it’s time to apply for a mortgage loan, you’ll likely need to have

Small Business Insurance
Business Insurance
John LoPriore

Small Business Insurance 101

As a small business owner, your top priority is most likely minimizing your costs while maximizing your profits and growth. Now that you have established a regular clientele and have been earning steady revenue obtaining

teen driver featured
Auto Insurance
John LoPriore

Car Insurance Guide for Drivers With A Learner’s Permit

Learning to drive is an exciting time for teens but often a nerve-wracking experience for adults. While getting all the proper documents and training in order for your child to get a learner’s permit, it can

Auto Insurance Coverage
Auto Insurance
John LoPriore

8 Tips for Reducing Your Car Insurance Premiums

One of the things you will need to budget for annually or after a specific duration is your automobile insurance, which may vary depending on such factors as your driving history, state, gender, age, and

Landlord Insurance
Business Insurance
John LoPriore

A Step By Step Guide to Choosing Landlord Insurance

There are over 45 million rental properties available in the United States — many of which are businesses and homes. In fact, in Massachusetts alone, there are over 600,000 businesses that provide critical services to

Protect your home
Home Tips
John LoPriore

H2-Nooo! 12 Tips to Prevent Water Damage in Your Home

Each year, one in 50 insured homes has a property damage claim related to water damage or freezing. While estimates vary, each American uses an average of 80-100 gallons of water per day—inside of their homes! With these statistics,

Insurance Blog To Help You Understand All Your Options and Coverage

Most people have at least one type of insurance coverage, but it can be difficult to understand exactly what your coverage includes, whether you have the exact coverage you need, and even why you need insurance in the first place. We understand that insurance can be confusing. Insurance policies are filled with legal terms and conditions that make your coverage details a bit of a mystery. This is why our blog is designed to offer detailed articles that describe important insurance policies, documents, and other details that help Massachusetts residents find dependable insurance coverage that won’t break the bank.

The LoPriore insurance blog is designed to provide a resource for our valuable customers to learn more about the insurance topics that concern you most. Whether you’re seeking information about the available personal insurance options for your growing family, commercial insurance required in Massachusetts, or necessary insurance documents, our blog has the details you need.

Learn more about the ins and outs of insurance with some of these topics located on our blog.

  • Tips to help you purchase the specific insurance policies you need
  • Details of important insurance documents
  • Step by step guides and checklists
  • Details about optional insurance policies to protect you, your family, and possessions from potential risks
  • Important information regarding Massachusetts insurance laws
  • Details about the commercial insurance you should be using for your daily job

 

LoPriore is an independent insurance agency that works with a variety of insurance companies to help you get the best coverage at a cost you can afford. Our motto is insurance that fits your lifestyle, and we know the best way for you to get the coverage you need is to be informed. If you need more information, we encourage you to get in touch with our experienced agents to learn more about our policies, get a quick quote, or get answers to your insurance questions.

Have any Question? Ask us anything, we’d love to answer!