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Purchasing and decorating the perfect Christmas tree is one of the most exciting parts of celebrating the holidays. Many households put up a tree at Thanksgiving or immediately after to enjoy its beauty throughout the
Decoding the Financial Journey to Homeownership in Massachusetts The journey to homeownership is both an exciting and intricate process, particularly when it comes to understanding the financial landscape. In Massachusetts, where the real estate market
Welcome to our comprehensive guide to making the most of Black Friday 2023! This year promises to be an exciting one, with a range of hot items and incredible deals lined up. Whether you’re a
Thanksgiving is a time of joy, gratitude, and, of course, a sumptuous meal. The turkey is at the heart of this festive feast, a symbol of abundance and celebration. Cooking the perfect turkey is an
Every year, more and more people move down south to escape the cold, and who could blame them? Believe it or not, nearly a million snowbirds head to the Sunshine State every winter, and you could be
Thanksgiving is about being grateful for the precious gifts in your life, whether it’s friends and family, food, clothing, shelter, or being alive. But what makes this holiday so unique isn’t the name or people
A home insurance policy is designed to cover the cost of rebuilding your home and replacing your possessions in the event of a catastrophic loss. Whether you’re buying a new home, renewing your home insurance
The decision to buyout your car lease often comes with many benefits. As the end of your lease approaches, you might find yourself attached to the vehicle and may be considering a buyout option. For
It’s Halloween time! Halloween is meant to be a fun day for kids and adults. It’s a time when everyone gets to dress up as their favorite character, a clown or a cute animal. There
Welcome to our Car Insurance Guide for New Car Buyers in Massachusetts! Buying a new car is exciting, but it’s crucial to know about insurance, too. We’re here to help you understand the basics, local
With national car insurance averaging out at over $1,300 per year, it’s no wonder most young people would rather stay on their parents car insurance policy. Auto insurance is tricky to navigate for young drivers. Filled
Winters in Massachusetts can get colder than Massachusetts people realize with their iced coffees in hand. The average low in January goes down to 22 degrees, and as we know, it gets a lot colder than that.
There are over 45 million rental properties available in the United States — many of which are businesses and homes. In fact, in Massachusetts alone, there are over 600,000 businesses that provide critical services to
Having trees growing on your property has many benefits, including providing shade, increasing your property value, improving air quality, and even improving your mental and physical health. That being said, there are also risks to having
The Boston accent has drawn attention from befuddled tourists, enamored fans, and the media. But what about slang words in Boston? Every region produced its own unique slang, and Boston is no different. If you’re
Top Reasons Why You Should Compare Insurance Rates Life Changes, and So Should Your Insurance! Let’s talk about that insurance policy you’ve had since…well, you can’t quite remember. Life zips by, and before we know
During the process of buying a new home, you’ve likely been introduced to a variety of new confusing terms and documents. When it’s time to apply for a mortgage loan, you’ll probably need to have
Buying a car is an exciting endeavor that can bring many rewards. Whether you’re purchasing a new or used vehicle, you’ll get the chance to choose a sleek new ride that’s just your style. As
Jewelry often holds both financial and sentimental value. Whether it’s a family heirloom passed down through generations or an engagement ring marking a new beginning, your jewelry tells a story. But what happens if you
Understanding an insurance bond doesn’t have to be as complicated as it sounds. Read on to learn more about bond insurance and get all your questions answered about whether it’s the coverage your business needs.
How Long to Settle My Auto Insurance Claim in Massachusetts? While there are no specific time limits in the settlement of auto insurance claims in Massachusetts, most insurance companies try to take care of them
In Massachusetts, car inspection stickers are crucial in ensuring that vehicles are safe to drive on the road. These stickers are issued following a thorough inspection of your car by a licensed mechanic, who checks
In the United States, roughly 67 percent of households own pets—yet, only one percent of those pets are insured by pet insurance. There are many common misconceptions about the pros and cons of pet insurance policies. You
Understanding the world of insurance, especially Workers Compensation Insurance can be a daunting task due to its comprehensive and detailed nature. This essential safety net, when dissected, presents a realm of legalities as complex as
Whether you’ve recently become aware of REAL ID or COVID restrictions postponed your plans to obtain it, the REAL ID should be on your radar, especially if you are a resident of Massachusetts. The need
Did you know that 93 percent of American households had access to at least one automobile in 2019? As this statistic attests, owning a car remains a source of accomplishment and pride for US citizens. Purchasing and insuring a
Annual Massachusetts Plate Lottery 2023 Has Begun! The Massachusetts Registry of Motor Vehicles (RMV) recently announced that applications for the 2023 Low Number Plate Lottery are now being accepted using the myRMV Online Service Center.
There are a few reasons why it’s becoming harder to get homeowners insurance. One of the biggest factors is climate change. With more frequent and severe weather events, such as hurricanes, tornadoes, and wildfires, insurance
Think it may be time for a new insurance agent? Maybe you’re not sure, and you’re browsing around looking for ideas and suggestions, or you’ve decided to switch insurance agents, but you’re not sure how.
Is one of the items on your lifelong bucket list to own your boat? Do you dream of being out on the open water, cruising and watching sunsets in your own boat? Learn more with
Outdoor living is more than a passing trend. It’s a way to utilize unused areas of your property and increase your living space. Staying at home for the bulk of the past year has inspired
How To Gear Up For Your Road Trip 2023 As the saying goes, life is a journey, not a destination. The concept of a road trip wholeheartedly endorses this notion, offering an opportunity for
If you’re dealing with a high pollen count and your car is becoming yellow or green from it, there are some easy steps you can take to clean the pollen off your car: Regular Washing:
A title is one of the most important documents you’ll receive during your home purchase. However, if it’s not a clear title, you could end up in financial distress. The title to your property is
If you’re planning to rent a home or apartment, there are some significant costs that you have to be prepared to pay upfront. Some of the most common charges include an application fee, first and
Most teens are excited to get behind the wheel. However, for parents, this milestone can be a whirlwind of responsibilities and worries. Whether your teen is just beginning to drive with a learner’s permit or
Understanding the details of a condo master insurance policy is important for both building and unit owners. Since many areas within a condominium complex are shared, it becomes the owner’s responsibility to insure common places.
Over the past four years, electric scooter injuries have reached nearly 40,000. These injuries include broken bones, cuts and bruises, and head injuries. These staggering numbers often leave many Americans wondering—what are the insurance requirements for these
If you rent your home or place of business, you have certain rights and responsibilities outlined in your rental agreement. However, leasehold agreements vary; some apply very formal terms and conditions, while others may not
Real estate is something of both art and science. There are so many variables that come into play when selling a house. One of which is the timeframe to sell your home. Ensuring you list your
Want to learn more about builders risk insurance and why you need it? Read this guide for more information. Builder’s risk insurance is designed to protect your project at home. This kind of insurance is
If you’re preparing to buy or sell a home, you’ve likely done some research about the process. Searching online is a great way to prepare for the journey ahead. This helps you compare home prices
Did you know that the average yard size is between 15,000 and 25,000 square feet in the US? Looking for the perfect outdoor living space but you’re working with something smaller, creating a beautiful and functional
You’re finally making your Boston — or Beantown — vacation dream a reality. But there’s more than just baked beans in Beantown. Research shows that more than 26 million visitors from the United States visited Massachusetts, including
You may have heard that a new car depreciates as soon as you drive it off the lot. Technically, the value of every purchase decreases over time. However, it’s particularly concerning in vehicles because they
The Internal Revenue Service (IRS) carries a strict reputation as the nation’s accumulator of taxpayer dollars and the chief enforcer of the United States’ tax code. In 2018, The IRS performed approximately 892,197 audits. Due to
Tax time is always stressful for hardworking Americans. Especially after such a tumultuous year, they are even more complicated this year. There are always many moving parts to keep track of when it comes time
In Massachusetts, winters have become warmer by at least 3.9 degrees. Interestingly, increasing temperatures, according to scientists, can bring higher amounts of snow. On the other hand, spring in the Bay State now comes with more
Are you one of the 62% of Americans who hasn’t created a will for themselves and their heirs? When asked, Why you need a will, many people simply don’t think a will is necessary for them.
Did you know that 2.3 million people per year are injured in car crashes? Car accidents are all too common, and with the rise in ride share services, ride share accidents are now becoming a problem
Winter scenes with sparkling white snow and glistening icicles are beautiful to behold. However, the effects of winter weather can cause significant damage to your home. When melting snow and ice can’t drain properly from
Your home is a shelter for your family and your biggest asset. You take many steps to ensure your home stays in top shape and maintains its value. Maintaining your home with routine repairs, making
You’re one day closer to temporarily saying goodbye to your 9-to-5 and saying hello to sandy beaches and pina coladas, and you couldn’t be happier. You’re in good company, too. Research shows that 73% of people in
A recent study showed that 87% of Americans have negative car buying experiences at the dealership and that many feel they were taken advantage of. Car shopping has been an unpleasant experience for many consumers for a
Securing adequate insurance coverage is an important part of being approved for a mortgage loan on a house. Mortgage lenders require home buyers to get insurance to protect their investments when they lend you money
Most states require all drivers to carry some form of auto insurance. As a result, drivers are aware of the issues that can make insurance premiums more costly. For example, an accident or filing frequent claims
While snow skiers and polar bears might love the cold and snowy winter months, all that wind and cold air can wreak havoc on us and our homes too. Winter weather can be damaging in a variety
If you’ve ever considered investing in real estate, you’ve likely thought about the value of purchasing a rental property. While this can be a way to earn income each month, it’s not the right choice
Traffic tickets are a fast way to get slammed with high fines and increased auto insurance premiums for months or years in the future. Still, no one’s perfect, and we’re all bound to make a mistake
Maintaining adequate home insurance is an important part of home ownership. This means assessing any changes and discussing them with your insurance agent before your annual renewal. If you haven’t made changes to your home or filed
Most people have heard about how quickly new cars depreciate, but many don’t know the potential consequences of an upside down car loan. When you’re upside down on your car loan, it means you owe
A fireplace or wood stove is a nice way to keep your home cozy in the winter and save on heating oil or electric costs. However, if you’re using wood heat and can’t remember when
A certificate of insurance (COI) is a way for your business to provide quick access to the terms of your insurance policy. Providing your clients with Certificate of Insurance builds confidence in your business because
When winter arrives, most people prepare their homes and change their wardrobes. Yet, how to winterizing a car is one winter chore that is often overlooked. Cold air, winter precipitation, and rapidly changing driving conditions
Depending on where you live, driving in the winter can be completely different than driving in the summer, spring, and fall. The winter months bring snow and ice, as well as frigid temperatures. Winter weather
More than 74 percent of all Americans who set New Years Resolutions feel they will accomplish their goals next year. It’s natural to feel there is no better time to start fresh and develop positive habits with
Did you know the average Massachusetts driver will pay almost $1,100 a year in car insurance premiums? If you’re on the hunt for car insurance, this doesn’t mean you’ll have to pay this price. You can
Auto Insurance Annual Check-Up for Complete Coverage Your driving requirements change from one year to the next, and your insurance coverage needs to keep up. You know it’s important to make regular appointments to have
As the winter months approach, it’s important that we understand the dangers of it. Whether we love or hate the pretty snow, 62% of homeowners who suffered winter weather damage last year are still dealing with the
As the holidays approach, it’s easy to get caught up in the excitement of the season. Still, the most wonderful time of the year is often the busiest. Thus, those responsibilities make you feel rushed,
Your electricity has jumped off. You fear you may lose your food in the power outage. And you regret never purchasing a powerful generator. Research shows that house generator sales skyrocketed in 2021 amid weather-related concerns. But
The holiday spirit is kicking in. The bells start to jingle; malls begin to put up Christmas trees while Santa and his minions gear up for the festivities. The holiday season is an excellent time
Selling your car is an exciting time. Whether you’re simply making space in the driveway or you’re planning to buy a new vehicle, finding the right buyer fills you with a sense of accomplishment for a
When you’re traveling at 65 mph down the highway, it doesn’t take a boulder to crack your windshield. Highway debris kicked up by the tires in front of you or a piece of gravel from
As prices for gas, groceries and other necessities consistently rise, talk of a looming recession has been making headlines. While no one can effectively declare whether a recession will occur, it pays to be financially
The average American’s savings account balance is only $4,500. Of course, many people have much more than this. Many have no money saved up. Saving money can be challenging for anyone, but it’s even more complicated
If you feel like you’re drowning in debt, you’re not alone. Americans carry an average debt balance of $92,727. These debts come from a variety of sources like student loan debt, credit card debt, mortgage loans,
Currently, Remote workers make up a significant percentage of today’s workforce. If you are currently working from home for a Company and had to adapt to a work from home model and essentially, your home
Massachusetts Home Insurance Annual Check-Up Insurance coverage should never be considered a “set it and forget it” purchase. Insurance companies offer a variety of policies designed to fit the unique lifestyles of the customers who
Today, living in condominium buildings has become a common lifestyle choice for many due to its convenience and unique living arrangements. You may have noticed an influx of condos in the market lately as these
If you are thinking about changing your residential property into a condominium this guide can help you get a better understanding of what condo conversions are, why you might choose to complete one, and potential
A kitchen remodel is among one of the most popular home renovations. Whether you’re interested in improving your home’s value, planning to sell, or simply looking for a change, your kitchen makeover can make a
In America today, roughly 70 million homes, or 95% of homeowners, have homeowner’s insurance. Today, home insurance coverage is a necessity to keep your home safe. Homeowner’s insurance protects your home and belongings from damage or theft. Protecting
Getting your driver’s license in the USA can be an exciting time. This makes it easier to get around than ever before and offers you the freedom to travel as you please. In fact, each
Big-name insurance companies are widely known because of their ability to saturate the media with commercials about the policies they provide. These insurance companies can be a reliable choice because they’ve been in the industry
With a competitive real estate market right now and the coronavirus leading people to reconsider what they really need out of their home space, it’s no wonder a lot of people are interested in building
It’s that back to school time of year again. Summer is winding down, and it’s time to make your back to school supply list. Although back-to-school shopping may be a dreaded task, both parents and
Electric vehicles (EVs) only currently make up about 7% of cars owned in the US. However, this shows signs of growing exponentially in the near future. A recent survey by Pew Research Center showed that 39%
Home foundation problems can cause many structural issues throughout your home. If you’ve spotted signs of home foundation issues, you’re likely worried about how to tackle repairs and manage the cost. Depending on your unique
One of the first questions people ask about home insurance is, “Do I have to have it?”. In many cases, the answer is no, but a better question would be, “Do I need homeowner’s insurance?”.
Whether you purchase a new vehicle, move to Massachusetts from another state, or even inherit a car, it’s important to make sure your vehicle is properly registered and has auto insurance. Unlike some states, Massachusetts doesn’t
The summer travel season is here, and potential road trippers are experiencing conflicting feelings: the urge to travel and pain at the pump. Gas prices are making records this summer, and whether you’re trying to
The 2022 summer travel season has begun, and people seem ready for a trip after the COVID restrictions have been lifted. With gas prices hitting record highs, most travelers aren’t considering a road trip. Air
Homeowners insurance reimburses you for damage to your home and possessions. It also provides liability coverage to protect you if guests are injured on your property. If you’re making payments on your home, your lender
Selling your home can be an exciting time filled with possibilities. Whether you’re moving to a larger home or to a new location, you’re facing the future, hoping to have a little extra cash in
The home-selling market is expected to pick up as 2022 goes on. Certain kinds of homes are in high demand, while others are being left behind. How can you be sure that your home will
Life is a journey, not a destination. A road trip embraces this idea for the opportunity to embark on an adventure that could literally take you anywhere. Admittedly, your budget and timeframe will likely limit
Comparing homeowners insurance to dwelling fire insurance may initially seem like comparing apples to apples. After all, your home is a dwelling. However, the policies are actually designed to cover two different buildings under separate
If you’ve decided 2022 is the time to start up your small business, you aren’t alone. There’s a wealth of individuals out there with the same goal. The small business sector has been growing for
67.4% of Americans own a home. Not only that, but a good chunk of homeowners rent their home out to tenants. If you’re thinking about renting out your home, you may be wondering about the best
Everything You Need To Know About Insuring Your Business Learn more about insuring your business with this article, setting up a business is no easy feat. You have to come up with an innovative product
Does the current housing market climate have you rethinking buying a new house? The latest housing trends show that real estate is still a hot commodity. Homebuyers are paying for homes as investors create high
A new car is likely one of the most valuable items you’ll purchase in your lifetime. Purchasing a brand-new car is exhilarating, but it’s also expensive. When you’re at the dealership, excitement and the sheer
About a quarter of Massachusetts homeowners heat their homes with oil. The tanks that supply oil to heaters, furnaces, and heat pumps are built to last decades and can hold anywhere from 250 to 1,000 gallons of
Cybercriminals have several different entry points in your home that they can use to destroy your finances and personal life. They can enter through your computer, WiFi router, smart home devices, and more. So how
There’s one universal truth that every car owner can agree on whether you drive your grandpa’s hand-me-down junker or the hottest car fresh off the lot. Car troubles are the worst. Unfortunately, sometimes no matter
The average household pays $116 on average per month for both cable and internet. Many of these packages come with cable channels that nobody in these houses even watches. You might be thinking of canceling your cable
When you’re recovering from the events of an accident, the last thing you need is a notice from your insurance provider telling you the accident was your fault and your insurance rates will increase as
As a landlord, you have a variety of responsibilities regarding your property and your tenants. Depending on your lifestyle, there are many reasons you may want to consider hiring additional help to take care of
Did you know that jewelry, from engagement rings to necklaces, is by far the most inherited item in families? These special pieces are passed down from generation to generation, becoming heirlooms that you and your children will
The cost of a traffic ticket goes far beyond the price listed on a piece of paper. For instance, a speeding ticket is considered a minor traffic violation in Massachusetts, but it can increase your
Are you getting ready to bring home a new furry family member? Getting a dog is exciting, but dog ownership is a huge responsibility. Are you up for the challenge? Many people don’t consider the true
Did you know that 98% of home insurance claims are filed with insurance companies due to property damage? That should tell you that insurance coverage for your property is important, regardless of the type of
Buying a home is an exciting time in your life, but the process can be overwhelming. As you work your way through the many steps involved in purchasing a new home, it’s important to remember
Purchasing a condominium is an exciting time. You know you’ve made a great decision, and you want to protect your purchase. Of course, seeking condo insurance is a good idea, but it’s important to understand
In the United States, solar energy is expanding steadily. In fact, according to the Department of Energy, there are now enough solar panels to power 18 million American homes, and that number is only rising. Well,
Last year, there were approximately 3.6 million babies born in the United States. Imagine all those future parents dreaming of meeting their new bundle of joy. They’re spending time imagining what their child will look like, what
Are you thinking of selling your home? Do you want to find out if staging your home is the best option for you? Staging is the process of preparing a house to sell. It’s an
If you’ve ever been involved in a fender bender or a car accident, you already know how important car insurance is when the time comes to pay for the car repairs. The problem often comes
The car rental industry in the US made around $45 billion in 2019. That equates to a large number of rental cars on our roads every day. If you’re unfortunate enough to get into an accident when
Are you looking for a new car? Most people have the same question: Should I lease or buy a car? Car leasing is an easy way to get the latest model of your favorite vehicle
Do you have a lot of money, and you don’t know how to put it into use? If so, then hiring a financial advisor is something you should consider. A financial advisor can help you
If you don’t drive a company vehicle, chances are, you’ve never considered the need for commercial auto insurance. After all, everyone drives their car to and from work without changing their policy. Still, if you
A car accident is a frightening experience no matter the severity of the injuries or the property damage involved. While you may think you know what to do, it’s easy to forget the vital steps
In 2017, only 6% of insured homeowners filed a home insurance claim. You may be wondering, “Why are we all paying these monthly premiums if no one’s cashing in?” The answer is simple: it’s not always a good
In 2019, 19.6 million students were enrolled in a college program. That feeling of getting a college acceptance letter or email from your dream school is unbeatable. After you get into your dream school, there are so
If the Covid-19 pandemic has taught us anything, it’s that you can make the best plans in the world, and they can still get turned on their head because of the unexpected. Are you a
Moving from one home to another is an exciting time. Whether you’re moving down the street or across the country, big changes are in your future. However, the process of buying a new home or
Have you decided to sell your home and wondering whether to do a sale-by-owner transaction or hire a real estate agent? Sure, you could save money from an agent’s commission, but have you thought about
Energy costs have been on the rise for several years now. In fact, most people just assume that from gasoline to oil to electricity, the question is not whether energy costs will rise but how
If you drive a vehicle in Massachusetts, you’re required to have a car insurance policy. The coverage you choose will likely depend on many factors. Yet, certain choices you make can leave you underinsured or
When you’re buying a house, it’s easy to jump into an exciting sale. You think you’ve found the perfect place and the price is right; why hesitate? Even if the home looks nice on the surface,
You love your car. Following proper car maintenance isn’t a suggestion to you. During the winter, you make sure it’s covered, and in the summer, you prevent it from overheating. Then the unexpected happens. Your car
Planning on moving from one state to another is a huge undertaking and taking care of your family and your possessions are your priority. Our Insurance Moving Checklist will help prepare you for the necessities
Is Buying Rental Car Insurance Worth the Cost and Hassle? You’re a responsible traveler. You booked your room weeks in advance, your schedule is set in stone, and you’ve chosen a reliable rental car. Still,
Do you dream of working on your own, being your own boss? Some 23 million Americans have taken the leap into work as sole proprietors. What does it mean to be a sole proprietor? How is that
88% of Americans own a vehicle, such as a car, van, or motorbike. These play a valuable role in transporting people around the country to home, work, school, and on daily errands. So they are a
Not every home renovation project is ideal for the “do-it-yourself” mentality. Somewhere along your home improvement journey, you’ll likely find yourself in need of a home contractor. But how do you go about hiring a
Each year, one in 50 insured homes has a property damage claim related to water damage or freezing. While estimates vary, each American uses an average of 80-100 gallons of water per day—inside of their
As a driver, sometimes you hop in behind the wheel and go into auto-pilot, especially as an experienced driver. Yet, road dangers lurk in a variety of forms out on the road. It might surprise
As a small business owner, your top priority is most likely minimizing your costs while maximizing your profits and growth. Now that you have established a regular clientele and have been earning steady revenue obtaining
Should I Buy or Rent is a common question people ask themselves, this article will provide the answers to the age-old question of houses vs apartments. In the United States, an estimated 82.8 million people