We Have the Plan That's Right for Your Pet

You can’t predict when your pet will face injuries or illness. From exciting adventures to mystery meals, pets have a way of getting into dangerous situations. Pet accidents and illnesses can quickly rack up expensive medical bills. Your pet is a member of the family and providing the best medical attention is a necessity. Pet insurance can provide you with the coverage you need to keep your pet healthy and happy.

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WHAT IS IT?

Pet insurance is a policy designed to provide coverage when your pet is hurt or sick. Since your pet can’t communicate, it can be difficult to understand why she’s suffering. Veterinary bills for diagnostics, treatment, and medications are covered by your pet insurance policy.

WHY DO I NEED IT?

There are a variety of reasons your pet might face injuries or illness, and veterinary bills can add up quickly. Pet illnesses and accidents can lead to expensive surgeries that you may not be able to afford. Whether your pet is facing surgery, an illness, or an injury, pet insurance helps you provide him with the very best care.

WHO IS IT FOR?

All pet owners can benefit from the purchase of a pet insurance policy. Pet insurance provides you with the provisions to obtain lifesaving care without choosing between financial hardship or your beloved pet.

COVERAGE DETAILS

Standard Coverage

  • Accidents and injuries
  • Illnesses
  • Veterinary exam fees
  • Imaging (ultrasound, CT scan, MRI)
  • Diagnostic treatments
  • Prescription medications
  • Cancer treatments
  • Non-routine dental treatments
  • Surgery and rehabilitation
  • Alternative therapies

Optional Coverage

  • Behavioral therapies
  • Loss due to theft or straying
  • Advertising and reward
  • Boarding and kennel fees
  • Death from illness or injury
  • vacation cancellation

Exclusions

  • Pre-existing conditions
  • Cosmetic procedures (like ear cropping, tail docking, and declawing)
  • Breeding costs
  • Preventive care (like routine check-ups, spay and neuter, vaccinations, and teeth cleaning)

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Frequently Asked Questions About Pet Insurance

No, unlike typical health insurance policies, pet insurance doesn’t cover preexisting conditions.

No, pet insurance is designed to provide coverage for injuries to your pet. Dog bites are usually covered by homeowners insurance.

Yes, there is usually a waiting period that ranges from 2 days to 2 weeks before coverage begins depending on your carrier. It’s important to note that conditions that crop up during this time are considered pre-existing conditions.

Genetic (breed-specific) conditions are covered by pet insurance as long as your pet is not suffering from the condition before your policy is active.

While over-the-counter medications aren’t covered by pet insurance, many prescriptions are covered. Your pet insurance policy provides reimbursement for prescriptions used to treat covered conditions. Covered prescriptions may include:
• Antibiotics
• Allergy medicine
• Insulin and supplies
• Eye and ear drops
• Oral chemotherapy
• Pain relievers
• Anxiety medication
Prescription medications for wellness care aren’t typically covered by your pet insurance policy. These may include flea, tick, and heartworm medication, prescription diet food, and nutritional supplements.

Find Out More About Pet Insurance

Pet insurance helps you keep your furry family member happy and healthy and gives you peace of mind. To learn more about getting the unique pet insurance coverage you need, get in touch today. Our experienced agents are standing by to answer your questions, provide a quick quote, or help you find personal and commercial insurance policies that fit your lifestyle.

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