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Insurance Discounts at LoPriore Insurance

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LoPriore is an independent insurance agency. Thus, our agents don’t work for a specific insurance company, we work for our customers. This freedom allows us to compare rates from a variety of insurance companies to provide you with the best insurance coverage at the lowest rates available. Get your instant insurance quote within minutes and get back to the business of living your life.

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Why Choose Us

Convenient For You

Pay a bill, report a Claim, Quote a policy 24 hours 7 days a week. Whether your preference is online, email, telephone, text, or in person LoPriore Insurance is happy to serve you. We have dedicated staff in our office waiting to help you.

Fast And Simple

Get an instant quote online and issue your policy fast! Just sign and go with e-signature never have to waste time traveling to office again.

Learn More About Requesting Insurance Quotes

Shopping for insurance can be a pain. It takes time to search for reputable companies to compare rates, not to mention the fact that it can be difficult to understand how much insurance you really need. LoPriore is an independent insurance agency. This means we work with many quality insurance companies to provide our customers with the best coverage at prices you can actually afford. Instead of spending days or weeks searching for the right coverage, get an instant quote from one of our independent insurance agents and get on with your life. To get started, choose from one of the options below.

AUTO QUOTE

AUTO QUOTE

Massachusetts law requires every driver to carry auto insurance. However, many drivers prefer to have more than the minimum coverage on their vehicles. Your auto policy can provide coverage for bodily injury, damage to your vehicle, and damage to other people’s property. The three types of coverage provided by auto insurance include liability, comprehensive, and collision.

As you gain driving experience and your family grows, your auto insurance needs change. If you’ve been carrying the same auto coverage for years, you may be eligible for discounts that lead to a cheaper rate. We proudly represent many auto insurance carriers so you can get quality coverage at the lowest prices available.

 HOMEOWNERS QUOTE

HOMEOWNERS QUOTE

Your home is one of the biggest investments you’ll ever make. Homeowners insurance protects you against financial loss when damage, theft, or total loss occurs. Your possessions and other structures on your property can be insured in your homeowners policy as well. We partner with several companies, providing our customers with a variety of deductibles and coverage choices.

Homebuyers are generally required to purchase insurance before closing on a new home. It’s difficult to find time to shop for the right policy during this busy time. Compare quotes from several companies in only a few minutes with no obligation. Discounts and additional coverage are available.

AUTO QUOTE

Massachusetts law requires every driver to carry auto insurance. However, many drivers prefer to have more than the minimum coverage on their vehicles. Your auto policy can provide coverage for bodily injury, damage to your vehicle, and damage to other people’s property. The three types of coverage provided by auto insurance include liability, comprehensive, and collision.

As you gain driving experience and your family grows, your auto insurance needs change. If you’ve been carrying the same auto coverage for years, you may be eligible for discounts that lead to a cheaper rate. We proudly represent many auto insurance carriers so you can get quality coverage at the lowest prices available.

HOMEOWNERS QUOTE

Your home is one of the biggest investments you’ll ever make. Homeowners insurance protects you against financial loss when damage, theft, or total loss occurs. Your possessions and other structures on your property can be insured in your homeowners policy as well. We partner with several companies, providing our customers with a variety of deductibles and coverage choices.

Homebuyers are generally required to purchase insurance before closing on a new home. It’s difficult to find time to shop for the right policy during this busy time. Compare quotes from several companies in only a few minutes with no obligation. Discounts and additional coverage are available.

COMMERCIAL QUOTE

COMMERCIAL QUOTE

You put a lot into your business and it’s important to protect your unique company from risk. Thus, we offer many options to provide an insurance package tailored to fit your business.

We provide a variety of policies to cover every commercial need including business, auto, liability, workers comp, specialty policies, and many more. Get started by filling out a commercial quote inquiry form to find a policy (or combination of policies) to fit your business and your budget.

UPLOAD YOUR CURRENT POLICY

UPLOAD YOUR CURRENT POLICY

Unsure about your current insurance? Whether you’ve had the same coverage for years or think you’re paying too much for insurance, it’s easy to find out if there are better options.

There are a wide variety of discounts available, and specialty policies can help you get the insurance you need without overpaying. LoPriore makes it easy to compare your existing coverage with similar policies. Just click here to upload your current policy documents and we’ll provide a quote for the comparable product.

COMMERCIAL QUOTE

You put a lot into your business and it’s important to protect your unique company from risk. Thus, we offer many options to provide an insurance package tailored to fit your business.

We provide a variety of policies to cover every commercial need including business, auto, liability, workers comp, specialty policies, and many more. Get started by filling out a commercial quote inquiry form to find a policy (or combination of policies) to fit your business and your budget.

UPLOAD YOUR POLICY

Unsure about your current insurance? Whether you’ve had the same coverage for years or think you’re paying too much for insurance, it’s easy to find out if there are better options.

There are a wide variety of discounts available, and specialty policies can help you get the insurance you need without overpaying. LoPriore makes it easy to compare your existing coverage with similar policies. Just click here to upload your current policy documents and we’ll provide a quote for the comparable product.

Steps and FAQs to Changing Your Insurance

Changing your insurance company can be a confusing process. Taking the right steps to make the proper changes will ensure you don’t have gaps in coverage or insufficient coverage. These are some of the most common questions we hear from our current customers about changing insurance companies.

Who contacts my bank, mortgage holder, or the DMV when I change my insurance?

You will need to notify the right organizations if you decide to change your insurance.

Changing insurance policies requires you to cancel an existing policy and purchase a new one. To avoid gaps in coverage and avoid confusion, you should purchase the new policy first, and contact certain related officials to notify them of changes. When you cancel your old insurance policy, it's time to notify the DMV, your bank, or your mortgage holder to ensure a smooth transition.

Can I cancel my insurance policy before it expires?

Yes, if you decide to cancel your insurance before it expires, you'll be refunded the cost of the remainder of the term.

Who handles the request to cancel my policy?

Most often, when you want to change insurance companies, you simply cancel the old policy on your own. You can call, email, fax, or visit your insurance agency to request cancellation. However you choose to cancel the policy, be sure you include the cancellation date in writing.

If you're uncomfortable taking care of the cancellation, your new insurance agency may take care of the task for you. They will need your policy number, effective dates, and a signed cancellation letter.

Does bundling my policy with my new agent save me money?

Yes, we offer a multi-policy discount for customers who purchase multiple insurance policies from LoPriore. Bundling insurance policies can save you money on each policy you purchase.

How long before I receive my new policy and bill from my new carrier?

Typically, you can set the date that your new insurance becomes active. You will likely need to make a partial payment to activate the policy. The official terms of the policy may take up to 30 days to be drafted. While you're waiting for the policy to arrive, your agent will provide you with the documents you need for proof of insurance.

How can I Compare Insurance Costs and Coverage for my Growing Small to Medium Business (SMB)?

There are many commercial policies designed to provide the exact right coverage for growing SMBs. You could start by comparing the benefits of a Business Owner's Policy (designed to provide small business owners with an affordable comprehensive commercial package) with the enhanced benefits of the larger Commercial Package Policy (designed to provide a custom set of coverage for medium to large businesses). Upon your request, LoPriore Insurance agents can provide you with a quick quote for both policies.

Am I Required to Purchase Collision Insurance in Massachusetts?

Massachusetts law doesn't require drivers to carry collision insurance. Still, if you are paying off a car loan, your lender may require you to purchase additional collision and comprehensive policies.

How can I Provide Proof of Homeowner's Insurance before I Complete the Purchase of My New Home?

It's common for mortgage lenders to request proof of insurance in the form of an insurance binder before closing on a new home. Luckily the process of obtaining the necessary coverage and getting your homeowner's insurance binder is easy. LoPriore offers the convenient option of simply filling out an online form and uploading any insurance requirements dictated by your lender. 

Why do I Need Renter's Insurance if my Landlord Already has a Homeowner's Policy?

Your landlord's homeowner's policy doesn't cover the cost of any of your possessions. Renter's insurance will provide you with an affordable policy designed to reimburse you for your personal belongings in the event of loss or damage. Some policies even include liability and additional living expenses that may occur if your home is uninhabitable after a covered loss.

My Condo is Already Covered by a Condo Association Master Policy. Why Does My Lender Require me to Purchase a Condo Insurance Policy?

Some master policies provided by a condo association are very basic. If your master policy is described as bare walls coverage, common issues like plumbing and wiring aren't even covered. Discussing your master policy with an independent insurance agent can help you understand the coverage you need to fill in the gaps left by your master policy.

Have any Question? Ask us anything, we’d love to answer!

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