There’s no real way to prepare for an unexpected accident or disastrous event. Still, thousands of people file insurance claims every single year. It’s stressful enough to sustain a loss and the last thing you need is difficulty filing a claim. That’s why the LoPriore team strives to make your claim filing process as simple and convenient as possible. When the worst events become reality, we’re here to help in every way we can. If you ever have questions or difficulty when it’s time to file a claim, don’t hesitate to get in touch with our helpful agents. We’re always happy to offer a friendly ear, a word of advice, and assistance in filing your claim.
To report a claim, begin by selecting your insurance company below. Choose Make a Claim to find instructions about filing your claim. You will be redirected to your insurance company’s claim information page that will provide you with a telephone number if you prefer to file your claim by phone or an option to file your claim online. Then, if you have any difficulty taking care of your claim, the LoPriore staff is always available to help you through the process.
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Personal insurance policies are defined as any policy (like auto, homeowners, personal articles, flood, and renters insurance) that provides coverage for items not related to a business or job. Here are some questions our customers ask about filing personal insurance claims.
First, make sure everyone involved is safe. If anyone is injured, call for medical help immediately. Gather all of the information you’ll need to make a claim before leaving the scene of the accident. You will need the following information to file your claim.
When you’ve obtained the necessary information report the claim to your carrier and fill out an operator crash report.
A police report can be helpful in filing your claim. However, it shouldn’t be more important than filing your claim immediately. Sometimes, it’s impossible to get the police report right after an accident and it’s crucial to file your claim right away. In Massachusetts, an operator’s crash report is required for losses over $1,000. You can get this document from your local police department or see our auto accident documents.
When the claim has been reported to your insurance provider, you will be assigned a claims adjuster who will contact you to schedule an assessment. Once the damage assessment is complete, you’ll receive a repair estimate along with a list of registered repair shops. You can then make arrangements for repairs. If additional damage is discovered by the auto technician, the shop should contact the insurance provider for supplemental appraisal to cover additional costs.
It depends on your coverage. If you purchased comprehensive coverage on your policy, glass replacements and repairs are covered. A glass claims specialist will take your information to ensure coverage applies.
Follow these important safety steps immediately.
Once the loss has been reported, you will be assigned an independent claims adjuster who will set up an appointment to view your home. After the inspection, a repair estimate will be submitted to the carrier for review. Your claims adjuster will contact you with your eligibility details and a settlement agreement will be reached. Further, your settlement check will be issued based on the agreed settlement figure. Then, you sign settlement forms.
If more damage is discovered after your claim is paid, you should contact your claims adjuster immediately. Indeed, a reinspection may be required to make arrangements for a supplemental payment.
A public adjuster is a claims adjuster hired by the policyholder as an advocate for the policyholder during the appraisal and negotiation process. Whether you choose to hire a public adjuster is a personal choice, but it should be noted that you will be responsible for the cost since a public adjuster is an independent adjuster not hired by the insurance agency.
An employee should file a worker’s comp claim immediately after an injury occurs or work-related illness is recognized. The claim process begins when you notify your employer. Typically, your employer will file a form called Employees Claim Form 110. However, you can file the claim directly by following the information on the worker’s compensation poster at your workplace.
Call 911 immediately. Otherwise, call the police or fire department to report the accident. Then, take the following steps:
Safety is the number one priority in any dangerous situation. Therefore, immediately ensure all individuals are out of harm’s way, and, if necessary, contact emergency responders.
While every property claim is different, the following steps will help you understand the best way to take care of your belongings in the event of property damage. Always apply common sense safety tactics throughout the process.