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Mobile Home Insurance in Massachusetts

Protecting your Mobile Home

Your mobile home is home for you and your family. However, it doesn’t meet the criteria for most standard homeowners insurance policies. Protect your home and belongings with a mobile home insurance policy from LoPriore Insurance.

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Mobile Home Insurance Quote Options

In Just A Few Minutes, You Can Compare INSURANCE QUOTES From Several Insurance Companies

Request Mobile Home Quote

For A Mobile Home Insurance Quote, Just Complete The Form Below. Once Complete We Will Contact You To Discuss Coverage Options And Discounts

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Already Have a Policy? We Make It Easy Just Upload Your Insurance Policy! No Need To Waste Time Filling Out Form Below

Talk To An Agent

Need Assistance Or Have Any Questions? Our Agents Are Happy to Help. Please give us a call so our agents can assist you with your insurance needs.

Talk To An Agent

Need Assistance Or Have Any Questions? Our Agents Are Happy to Help. Please give us a call so our agents can assist you with your insurance needs.

  • WHAT IS IT
  • WHY DO I NEED IT
  • WHO IS IT FOR

Mobile home insurance is a policy to provide the same protection offered by homeowners insurance for the owners of mobile homes. Protection can include coverage for your home, possessions, and liability for you and your family.

Many mobile homes aren't eligible for traditional home insurance policies. You need mobile home insurance to protect your home and possessions. Additionally, it's required by many lenders and mobile home parks require proof of insurance.

Anyone who owns a mobile home can benefit from a mobile home insurance policy. It provides protection for your home and belongings against potential disasters. If you're financing a mobile home, your lender will likely require you to purchase a mobile home insurance policy.

COVERAGE DETAILS

Coverage for your mobile home is similar to standard homeowners insurance. Optional coverage may be added to your policy to increase your protection.

Standard Coverage

  • Fire
  • Vandalism
  • Falling objects
  • Explosion
  • Burglary or robbery
  • Water damage from burst pipes
  • Collapse from the weight of ice or snow
  • Additional coverages depending on your insurer may include additional living expenses, debris removal, emergency removal service, emergency repairs, and food spoilage.

Optional Coverage

  • Trip coverage for moving your home
  • Scheduled personal property
  • Earthquake coverage
  • Replacement cost coverage for your mobile home, other structures, and personal possessions
  • Liability coverage for you and household members in the event you’re found liable for bodily injury or property damage to someone who doesn’t live in your home.

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Frequently Asked Questions About Mobile Home Insurance

Does My Auto Insurance Cover My Mobile Home?

No. Auto insurance policies don't cover mobile homes against any potential liability or damages during transit or after reaching a permanent site.

Does Mobile Home Insurance Cost More Than Regular Home Insurance?

Typically, the cost of mobile home insurance is cheaper than regular home insurance since the amount of coverage is less. However, your coverage is still designed to provide replacement of your home.

What Is A Deductible On My Mobile Home Insurance Policy?

A deductible is the amount of money you must pay out-of-pocket when you file a claim. The deductible must be paid before the insurance policy will pay claims damages. Deductibles vary and may be more expensive if you have a lower monthly premium.

What Factors Are Used To Determine The Cost Of My Mobile Home Insurance?

There are several factors affecting the cost of mobile home insurance premiums including:

  • Coverage amounts and deductibles
  • Home age
  • Safety features
  • Location
  • Pets
  • Your credit rating
How Do I Know How Much Coverage I Need?

You need to have enough coverage to replace your mobile home and possessions in the event of a total loss. The best way to get an accurate estimate is to take an inventory of how much your home and all of your possessions are worth.

Learn More About Mobile Home Insurance

If you live in a mobile home, skipping mobile home insurance could leave you exposed to potential risks and significant financial loss. Protect your home and your possessions with a customizable mobile home insurance policy from LoPriore. Get in touch today, to learn more about your options for mobile home insurance. Our experienced agents are standing by to answer your questions, provide a quick quote, or help you find personal and commercial insurance policies that fit your lifestyle.

Have any Question? Ask us anything, we’d love to answer!

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