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Pet Insurance

  • WHAT IS IT
  • WHY DO I NEED IT
  • WHO IS IT FOR

Pet insurance is a policy designed to provide coverage when your pet is hurt or sick. Since your pet can't communicate, it can be difficult to understand why she's suffering. Veterinary bills for diagnostics, treatment, and medications are covered by your pet insurance policy.

There are a variety of reasons your pet might face injuries or illness, and veterinary bills can add up quickly. Pet illnesses and accidents can lead to expensive surgeries that you may not be able to afford. Whether your pet is facing surgery, an illness, or an injury, pet insurance helps you provide him with the very best care.

All pet owners can benefit from the purchase of a pet insurance policy. Pet insurance provides you with the provisions to obtain lifesaving care without choosing between financial hardship or your beloved pet.

We Have the Plan That's Right for Your Pet

You can’t predict when your pet will face injuries or illness. From exciting adventures to mystery meals, pets have a way of getting into dangerous situations. Pet accidents and illnesses can quickly rack up expensive medical bills. Your pet is a member of the family and providing the best medical attention is a necessity. Pet insurance can provide you with the coverage you need to keep your pet healthy and happy.

Get your Pet Insurance - LoPriore Insurance Agency - Stoneham Massachusetts

COVERAGE DETAILS

Standard Coverage

  • Accidents and injuries
  • Illnesses
  • Veterinary exam fees
  • Imaging (ultrasound, CT scan, MRI)
  • Diagnostic treatments
  • Prescription medications
  • Cancer treatments
  • Non-routine dental treatments
  • Surgery and rehabilitation
  • Alternative therapies

Optional Coverage

  • Behavioral therapies
  • Loss due to theft or straying
  • Advertising and reward
  • Boarding and kennel fees
  • Death from illness or injury
  • vacation cancellation

Exclusions

  • Pre-existing conditions
  • Cosmetic procedures (like ear cropping, tail docking, and declawing)
  • Breeding costs
  • Preventive care (like routine check-ups, spay and neuter, vaccinations, and teeth cleaning)

Frequently Asked Questions About Pet Insurance

Are Pre-existing Conditions Covered?

Insurance Agents use a replacement cost estimator to determine the value to insure your home based on the information and characteristics you provide about the property to adequately protect your home.

Does Pet Insurance Provide Coverage If My Dog Bites Someone?
No, pet insurance is designed to provide coverage for injuries to your pet. Dog bites are usually covered by homeowners insurance.
Is There A Waiting Period?

A Home insurance binder provides proof of insurance coverage related to the property insured which, clearly states coverages and includes any loss payees or additional interests if there are any.

Does Pet Insurance Cover Breed-Specific Conditions?
Genetic (breed-specific) conditions are covered by pet insurance as long as your pet is not suffering from the condition before your policy is active.
Does Pet Insurance Cover Medications?

While over-the-counter medications aren't covered by pet insurance, many prescriptions are covered. Your pet insurance policy provides reimbursement for prescriptions used to treat covered conditions. Covered prescriptions may include:

  • Antibiotics
  • Allergy medicine
  • Insulin and supplies
  • Eye and ear drops
  • Oral chemotherapy
  • Pain relievers
  • Anxiety medication

Prescription medications for wellness care aren't typically covered by your pet insurance policy. These may include flea, tick, and heartworm medication, prescription diet food, and nutritional supplements.

Find Out More About Pet Insurance

Pet insurance helps you keep your furry family member happy and healthy and gives you peace of mind. To learn more about getting the unique pet insurance coverage you need, get in touch today. Our experienced agents are standing by to answer your questions, provide a quick quote, or help you find personal and commercial insurance policies that fit your lifestyle.

Have any Question? Ask us anything, we’d love to answer!

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