Personal Articles Policy

  • WHAT IS IT
  • WHY DO I NEED IT
  • WHO IS IT FOR

Typically, a homeowner's policy does not provide the level of coverage your valuable possessions need. Whatever your passion, be it baseball cards or fine jewelry, you need to know that your valuables are covered adequately in the event they are damaged, stolen, or lost.

A Personal Article Floater Insurance policy offers comprehensive coverage for your unique items and is available by scheduling these items on your homeowner's policy. LoPriore Insurance agency will help you determine the best way to protect your special treasures.​

A Personal Articles Floater Policy provides your scheduled items with worldwide coverage and breakage coverage.

Scheduled personal property floater insurance is recommended if you own any of the following types of items:

Jewelry
Fine arts (statues, art, tapestries etc.)
Cameras
Furs
Musical instruments
Silverware, goldware & pewter
Golf equipment
Firearms
Stamp collections
Coin collections
Wine collections
“blanket” schedules of fine arts or jewelry

Insuring your most treasured possessions

Whether you collect exquisite works of art, antique furniture, jewelry, vintage wine, or unique memorabilia, LoPriore Insurance can provide precisely the level of insurance coverage you require for your items.

 
Scheduled Personal Property Insurance - LoPriore Insurance Agency - 426 Main St Stoneham MA 02180

FAQs

Why should I list and insure items on my home insurance policy?

  • Your valuables are covered with fewer restrictions
  • An agreed value and description are preset for each item
  • Claims settlement is faster
  • Worldwide protection when traveling

Do I need to insure my jewelry individually on my homeowners insurance policy?

A standard homeowners insurance policy generally provides a limited amount of coverage. It is suggested to schedule your jewelry to have the proper amount of coverage with the broadest protection available.

What is the deductible for items that are scheduled on a Personal Article Insurance Policy?

Scheduled items are not subject to a deductible unless stated otherwise within terms and conditions of the policy.

Related Items