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info@lopriore.com Email LoPriore Insurance Agency, Stoneham MA
426 Main Street Suite 2
Stoneham, MA 02180
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LoPriore Independent Insurance Agency 426 Main Street Suite 2, Stoneham MA

Call us at 781-438.-375 Email Lopriore Insurance for all of your personal and commercial insurance Send us a message at 781-438-1375

Mobile Home Insurance

Protecting your Mobile Home

Protection for your mobile home and your possessions can be covered under Mobile Home Insurance. At LoPriore Insurance, we represent insurers who specialize in this market.

What is it

Mobile Home insurance was designed to provide proper coverage that is not available on a standard homeowners insurance policy.

why do I need it

Mobile home insurance isn't mandatory by law, however lenders and mobile home parks typically require proof of coverage before working with you.

Who needs it

Anyone who owns a mobile home, manufactured homes, trailer park models, and modular homes looking to protect their property from damages.

COVERAGE DETAILS

Coverage is included for many losses, for instance,

  • Fire
  • Vandalism
  • Falling objects
  • Explosion
  • Burglary or robbery
  • Water damage from burst pipes
  • Collapse from weight of ice and snow

Some insurers offer additional living expenses, debris removal, emergency removal service and emergency repairs after a loss, and also food spoilage coverage.

Optional coverages to customize your policy,

  • Trip coverage for moving your home
  • Scheduled personal property
  • Earthquake coverage
  • Replacement cost coverage for your mobile home, other structures and personal possessions.
  • Liability coverage - an important part of any policy, liability covers you and household members if you’re found responsible for bodily injury or property damage to someone who doesn’t live in your home

FAQs

Does my auto insurance policy cover my mobile home?

No, auto insurance policies do not cover a mobile home against any potential damages or liability that may arise.

Does mobile home insurance cost more than regular home insurance?

Typically, the cost is less for mobile home insurance since the amount of coverage is less as well.

What is a deductible on my mobile home insurance policy?

A deductible is the amount that the property owner incurs prior to the insurance policy paying any claims damages.

See our Reviews
  • Based on a recommendation I called this company to quote my insurance for my car. My other company had me quoted for $1380 for a year of car insurance, LoPiore quoted me $1075 for BETTER coverage. The staff was so easy. They are tech savvy and sent me a document via docu sign. It was done in minutes. I'll be putting that $300 to good use! - De A.