Mobile Home Insurance

  • WHAT IS IT
  • WHY DO I NEED IT
  • WHO IS IT FOR

Mobile Home insurance was designed to provide proper coverage that is not available on a standard homeowners insurance policy.

Mobile home insurance isn't mandatory by law, however lenders and mobile home parks typically require proof of coverage before working with you.

Anyone who owns a mobile home, manufactured homes, trailer park models, and modular homes looking to protect their property from damages.

Protecting your Mobile Home

Protection for your mobile home and your possessions are provided by purchasing a Mobile Home Insurance policy. At LoPriore Insurance, we represent insurers who specialize in this market.

 
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COVERAGE DETAILS

Coverages included for different insurance losses listed below.

  • Fire
  • Vandalism
  • Falling objects
  • Explosion
  • Burglary or robbery
  • Water damage from burst pipes
  • Collapse from weight of ice and snow

Some insurers offer additional living expenses, debris removal, emergency removal service, and emergency repairs after a loss, and also food spoilage coverage.

Optional coverages to customize your policy,

  • Trip coverage for moving your home
  • Scheduled personal property
  • Earthquake coverage
  • Replacement cost coverage for your mobile home, other structures, and personal possessions.
  • Liability coverage – an essential part of any policy, liability covers you and household members if you’re liable for bodily injury or property damage to someone who doesn’t live in your home

FAQs

Does my auto insurance policy cover my mobile home?

No, auto insurance policies do not cover a mobile home against any potential damages or liability that may arise.

Does mobile home insurance cost more than regular home insurance?

Typically, the cost is less for mobile home insurance since the amount of coverage is less as well.

What is a deductible on my mobile home insurance policy?

A deductible is the amount that the property owner incurs prior to the insurance policy paying any claims damages.

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