Property coverage: Boat insurance is built to protect you from the loss of a prized possession and specific risks. Property coverage will assist you in repairing your boat should an accident damage it. It can also help replace your boat should it be stolen. The great thing is that this coverage can protect your boat, whether you are on the water or dry land.
Liability coverage: Should you be at fault in an accident and that accident damages either another boat, somebody’s personal property, or causes injury to someone who is not in your boat, your liability can be covered under a boat insurance policy. We can discuss details to make sure your insurance policy is built to cover your exposure.
Medical payments: This is where coverage for medical expenses comes in for you and your passengers. This coverage will assist in covering costs for you and your passengers in the form of hospital bills, x-rays, medication, etc. You can enjoy yourself on the open water, knowing that your policy is built to protect you and yours.
Uninsured watercraft coverage: Should you suffer damage and it is determined that the party at fault does not have coverage, you can be covered under your insurance policy. Whether it is damage to your watercraft or injury to you or your passengers, uninsured watercraft coverage is here to protect you.