Your home is likely one of the most expensive purchases you’ll make in your lifetime. It’s also your family’s safe place and where you store the bulk of your possessions. Home insurance is a policy that provides coverage for your home and possessions in the event of complete loss or damage to your home. While homeowner’s insurance isn’t required coverage, it’s a good investment to protect your most precious possessions and avoid financial devastation in the event of a total loss. Here’s how to get an instant home insurance quote in Massachusetts from LoPriore Insurance Agency.

What Does Homeowners Insurance Policy Cover?

A homeowner’s insurance policy is designed to protect you against financial risks in the event of damage or total loss of your home. Massachusetts homeowner’s insurance is available in varying levels of coverage, but it typically includes liability coverage, personal belongings coverage, and sometimes additional temporary living expenses. The amount of coverage you choose may be dictated by the requirements in the mortgage agreement. Still, the policy you choose needs to be broad enough to provide coverage for repairing your home and replacing your possessions in the event of a significant or total loss.

A homeowner’s insurance policy generally covers:

• Damages or complete loss of your home
• Unattached structures on the property like fences, sheds, or garages
• Listed possessions inside your home
• Loss of use coverage that provides temporary coverage for increased living expenses while your home is uninhabitable
• Liability coverage for injuries or damages that the members of your home are responsible for
• Lastly, you can purchase additional optional coverage to increase your coverage

Get an Affordable Homeowner’s Insurance Quote Online

Researching insurance companies and comparing quotes to find the coverage you need at the most competitive prices can be difficult. Comparing quotes online can streamline the process for a more efficient purchase. Additionally, working with an independent insurance agent can make the process of finding an affordable homeowner’s quote even easier. Instead of shopping around from several companies, you can provide your information to one agent for a one-stop-shopping experience.

It’s easy to get an affordable homeowner’s insurance online with LoPriore. Simply fill out the form below or upload your current policy to compare your personalized homeowner’s insurance quotes within minutes. Then, if you need additional assistance or have questions, give our friendly agents a call. In fact, we’re happy to assist you through the process or answer any questions you have.

Home Insurance Coverage and Discounts

Getting the coverage you need to meet your lender’s requirements is essential. Even if you’re not making payments for your home, a homeowner’s insurance policy can protect you against the potential financial risks that occur if your home is damaged, or you experience a complete loss. The idea of purchasing home insurance when dealing with other expenses associated with homeownership can be intimidating, but it’s a worthy investment. You may even be eligible for certain discounts to lower the cost of premiums.

LoPriore provides a variety of discounts and credits that can help you save money on your homeowner’s insurance premiums. Depending on your personal situation, these discounts may include:

• New Home Discount
• E-Document Discount
• Account Credit
• Claims Free Discount
• Increased Deductible Credit
• Loyalty Credit
• Multi-policy Discount
• Pay-in-full Discount
• Non-smoker’s Discount
• Superior Home Construction Discount

LoPriore Smart Home Insurance Plan

Smart devices inside your home can provide protection that reduces the potential risks of damage to your home. Smoke detectors, alarm systems, and water monitors are some of the most common smart features insurance companies look for in a home. Certain sensors that detect potential risks before they occur can work to help you limit the chances of damage to your home and the number of claims you file over time. In addition to the discounts provided by certain insurance companies, LoPriore Insurance provides discounts like a protective device credit to smart homeowners.

Why Choose LoPriore?

LoPriore Insurance Agency is an independent insurance agency that works with a variety of insurance companies to provide you with insurance that fits your lifestyle at the most competitive prices in your area. Instead of selling overpriced policies designed for the broadest coverage, we provide tailored solutions designed to provide the exact coverage you need.

Shopping for homeowner’s insurance with LoPriore is easy. Our one-stop-shopping experience means our experienced agents do the work for you. Instead of researching several companies and spending hours comparing quotes, you simply provide your information and get your quotes within minutes. Whether you’re seeking proof of insurance to close on a new home, increased coverage to protect your growing family home, or simply need to find the best coverage at the lowest prices available, our experienced agents can help. Get in touch today to learn more about homeowner’s insurance, to get your personalized insurance quotes, or to get answers to your questions. Let us take care of your homeowner’s insurance so you can get back to your life.

Frequently Asked Questions About a Home Insurance Quote