Specialized Insurance for your Classic Cars and Automobile Collections
As a classic car owner or auto collector, you understand the difference between a mass-market vehicle and a rare collector’s automobile that’s been carefully restored or preserved. The LoPriore Insurance team understands how valuable these prized possessions are to you. That’s why we offer classic car insurance in Massachusetts. We understand the importance of exceptional coverage and service for your classic car!
Classic Car Insurance Quote Options
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For A Classic Car Insurance Quote, Just Complete The Form Below. Once Complete We Will Contact You To Discuss Coverage Options And Discounts
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WHAT IS IT?
Classic car and auto collections insurance provides specialized coverage for your collector car that isn’t your daily driver.
WHY DO I NEED IT?
Collector and classic car insurance will provide you with the specific coverage you need for your unique vehicle. It’s often less expensive than a traditional auto policy because the car isn’t used daily.
WHO IS IT FOR?
Any car enthusiast who wants to protect their prized vehicles from damage or loss can benefit from a classic car insurance policy.
- High-value vehicle coverage: High limits of coverage are available for your collector car. Agreed Value Coverage pays the full amount insured in a total loss and coverage includes diminution in value in a partial loss claim.
- Flexible usage: Although most collector cars are used for exhibition purposes and the lower premium reflects the expectation of lower mileage, there are typically no mileage restrictions.
- Your choice of repair location: Policyholders are free to use the mechanic or restorer they choose or ever perform their own repairs. However, using prescreened shops provides you with a guarantee.
- High optional liability limits: Coverage includes protection from legal actions up to $1 million.
- For display only coverage: Specially priced coverage for extensive car collections primarily used for display is available.
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Classic Car Insurance Coverage FAQs
It’s typically about 40% less than a standard auto insurance policy.
Obtain a professional appraisal is the best way to get the true value of a classic car.
There are no certain limits set on the amount you drive your classic car. However, it cannot be used as your daily driver with only a classic car policy.
Classic car and collectors coverage is designed to protect vehicles belonging to collectors not used for a daily driver. Therefore, you can get coverage for your collector vehicle even if it’s brand new.
Yes. However, your insurance company will likely need a list of modifications.
Contact us to Learn More about Classic Car Insurance
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