Before you can register your car and drive on public roads in Massachusetts, you must have certain minimum auto insurance coverage. Find out what your coverage is with an automobile insurance quote. Minimum insurance requirements are designed to provide protection to individuals involved in an accident you’re responsible for. Minimum auto insurance requirements in the state of Massachusetts include:

• Bodily Injury to Others: $20,000 for individuals and $40,000 per accidents
• Personal Injury Protection: $8,000 per person, per accident
• Bodily Injury Caused by an Uninsured Auto: $20,000 per person, $40,000 per accident
• Damage to Someone Else’s Property: $5,000 per accident

Comparing Auto Insurance Quotes to Get the Coverage You Need

You know you need auto insurance, but it can be difficult to ensure you have the coverage you can afford. Talking to an independent insurance agent and comparing auto insurance quotes can help you make this important decision. Learning about auto insurance and how to compare quotes can arm you with the information you need to get the best options for coverage.

Auto Insurance Options

Auto insurance is designed to protect you and others in the event of an accident you’re partially or fully responsible for. While you’re required to carry certain minimum coverages, you may choose to include optional coverage in your policy as well. Auto insurance types include:

• Liability: Coverage for bodily injury and property damage caused by you to other people or property.
• Personal Injury Protection: Coverage for medical expenses and other damages.
• Collision: Coverage for damage done to your vehicle in the event of a collision.
• Comprehensive: Coverage for damage done to your vehicle in a non-collision event like theft, vandalism, or accidental damage.
• Uninsured and Underinsured Motorists: Coverage that protects you when an at-fault driver doesn’t have the proper insurance coverage.

What Do You Need to Get an Auto Insurance Quote?

You need to share personal details about yourself and certain details about your vehicle to get an accurate auto insurance quote. Your auto insurance provider will probably ask you questions about:

• Zipcode
• Marital status
• Age
• Amount and type of coverage you’re seeking
• Make and model of your vehicle
• Credit
• Driving history

How to Compare Auto Insurance Quotes

Comparing quotes is a great way to get an understanding of the costs included with car insurance. There are a variety of ways to compare auto insurance quotes, though some may be more time-consuming than others. It’s important to research any insurance provider to make sure they are an established, reliable company before purchasing a policy.

While you can physically visit the insurance providers in your area to compare rates, comparing quotes online might get you the answers you need more quickly. If you choose to work with an independent insurance agency, you can compare quotes from a wide variety of companies at one time. Since an independent insurance agency works with multiple companies, you can compare quotes to find the best price for the policy you need within minutes.

Personalize Your Auto Insurance Quote

In order to get the most accurate auto insurance quotes possible, you’ll need to share as much information as you can. While you might be able to find websites that offer an anonymous quote by simply entering your zip code, the quote could vary considerably from your actual rates when your personal information is added into the mix. For instance, a safe driving record or a newer vehicle with updated safety features could lead to lower insurance rates.

You can further personalize your quote by working with an independent insurance agent. Instead of sharing your personal information with multiple companies, you discuss your unique lifestyle with one agent who uses that information to compare quotes from several insurance companies. Additionally, you can learn about potential discounts, and how they could lead to lower premiums.

Auto Insurance Options that Meet Your Needs

Your auto insurance needs are as unique as you are and you deserve a policy that fits your lifestyle without breaking your budget. At LoPriore, our motto is insurance that fits your lifestyle. Instead of paying for a bulky auto insurance policy that includes coverage you don’t need, we customize policies designed especially for you.

Whether you’re seeking the minimum required coverage for one vehicle, or need coverage for a variety of cars and family members, we can help you find a policy that meets your unique needs. If you wish to extend your coverage for additional protection, optional policies can be added to eliminate potential gaps.

Learning all the details about auto insurance coverage can be difficult. Working with an independent agent from LoPriore Insurance Agency makes it easy. Instead of spending hours researching companies and comparing quotes, you get one-stop-shopping that only takes minutes. Compare auto insurance policies and quotes to make sure you’re getting the best coverage at the most competitive prices available. Instead of getting saddled with an overpriced one-size-fits-all policy that doesn’t meet your needs, get in touch today for customized coverage designed for your unique lifestyle,

Frequently Asked Questions About Auto Insurance Quotes