Home Insurance

Secure your home and peace of mind with our comprehensive blog on Homeowners, Renters, and Condo Owners’ Insurance. This vital section explores everything you need to know about protecting your living space, whether you own a house, rent an apartment, or live in a condo. Dive into the details of choosing the right coverage, understanding policy specifics, and tips for reducing premiums. Our articles also cover how to prepare for claims involving natural disasters, theft, and other risks. From first-time renters to seasoned homeowners, our blog provides expert advice to help you make informed decisions and ensure your space is well-protected.

A concept of homeowners insurance - Man covering a miniature house model with his hands.
John LoPriore

The Basics of Homeowners Insurance

Your home is a shelter for your family and your biggest asset. You take many steps to ensure your home stays in top shape and

Home insurance form on a table with dollar bills and a calculator - a concept of home insurance rate.
John LoPriore

Why Did My Home Insurance Rate Increase?

Maintaining adequate home insurance is an important part of home ownership. This means assessing any changes and discussing them with your insurance agent before your annual renewal.

Home Insurance Annual Check-Up
John LoPriore

Home Insurance Annual Check-Up

Massachusetts Home Insurance Annual Check-Up Insurance coverage should never be considered a “set it and forget it” purchase. Insurance companies offer a variety of policies

Homeowners Insurance Guide For Beginners
John LoPriore

Homeowners Insurance Guide

Welcome to the comprehensive homeowners insurance guide, a vital shield for your home, possessions, and personal liability. With over 30 years of experience in the

homeowner-working-on-laptop-insurance-concept
John LoPriore

How Is Homeowners Insurance Calculated?

Homeowners insurance reimburses you for damage to your home and possessions. It also provides liability coverage to protect you if guests are injured on your

Oil Tank
John LoPriore

Are Oil Tanks Covered by Home Insurance?

About a quarter of Massachusetts homeowners heat their homes with oil. The tanks that supply oil to heaters, furnaces, and heat pumps are built to last decades

Townhouse vs Condo Why the difference matters
John LoPriore

Townhouse vs. Condo, Why the Difference Matters

Research has shown that people consider moving more stressful than divorce. And while this may seem extreme, when you consider all the stresses associated with finding and

Tips for First-Time Home Buyer Insurance
John LoPriore

Tips for First-Time Home Buyer Insurance

Buying your first home could easily be the most exhilarating but scary decision you make. It could be the best decision you ever make, but

9 Tips on How to Lower Homeowners Insurance
John LoPriore

9 Tips on How to Lower Homeowners Insurance

Are you wondering how to lower your homeowner’s insurance premium for your family? Whether improving your credit score or finding the best coverage, there are

Renters Insurance
John LoPriore

What Does Renters Insurance Cover?

A Guide to Protecting Your Rental Home and Belongings Renting a home offers flexibility, but it also comes with risks. Fires, theft, water damage, and

What Is a Homeowners Insurance Rider?
John LoPriore

What Is a Homeowners Insurance Rider?

Being Underinsured

Many homeowners make the unfortunate error of underestimating how much their personal belongings are worth. Though it’s important to have your property appraised, that alone isn’t enough.

How Much Condo Dwelling Coverage Do I Need
John LoPriore

How Much Dwelling Coverage Do I Need For A Condo?

Condos account for less than 10 percent of occupied American housing units. Despite their relatively small market share, condos are becoming increasingly popular. About one in every

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