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Category: Home Insurance

homeowners insurance binder
John LoPriore

Insurance Binder Basic Guide

During the process of buying a new home, you’ve likely been introduced to a variety of new confusing terms and documents. When it’s time to

Title Insurance
John LoPriore

What Is Title Insurance?

A title is one of the most important documents you’ll receive during your home purchase. However, if it’s not a clear title, you could end

Spring Maintenance 2023
John LoPriore

Spring Home Maintenance Checklist 2023

In Massachusetts, winters have become warmer by at least 3.9 degrees. Interestingly, increasing temperatures, according to scientists, can bring higher amounts of snow. On the other

Ice dams and snow on roof and gutters of a residential property.
John LoPriore

Understanding and Preventing Ice Dams

Winter scenes with sparkling white snow and glistening icicles are beautiful to behold. However, the effects of winter weather can cause significant damage to your

A concept of homeowners insurance - Man covering a miniature house model with his hands.
John LoPriore

The Basics of Homeowners Insurance

Your home is a shelter for your family and your biggest asset. You take many steps to ensure your home stays in top shape and

Home insurance form on a table with dollar bills and a calculator - a concept of home insurance rate.
John LoPriore

Why Did My Home Insurance Rate Increase?

Maintaining adequate home insurance is an important part of home ownership. This means assessing any changes and discussing them with your insurance agent before your annual renewal.

Man using a brush to clean a home's chimney - tips to cleaning a chimney.
John LoPriore

Chimney Cleaning Guide

A fireplace or wood stove is a nice way to keep your home cozy in the winter and save on heating oil or electric costs.

Home Insurance Annual Check-Up
John LoPriore

Home Insurance Annual Check-Up

Massachusetts Home Insurance Annual Check-Up Insurance coverage should never be considered a “set it and forget it” purchase. Insurance companies offer a variety of policies

Best Homeowners Insurance Guide for 2021
John LoPriore

Homeowners Insurance Guide

In America today, roughly 70 million homes, or 95% of homeowners, have homeowner’s insurance. Today, home insurance coverage is a necessity to keep your home safe. Homeowner’s insurance

John LoPriore

How Is Homeowners Insurance Calculated?

Homeowners insurance reimburses you for damage to your home and possessions. It also provides liability coverage to protect you if guests are injured on your

Oil Tank
John LoPriore

Are Oil Tanks Covered by Home Insurance?

About a quarter of Massachusetts homeowners heat their homes with oil. The tanks that supply oil to heaters, furnaces, and heat pumps are built to last decades

Insuring Jewlery - Jewlery Insurance - Home Insurance Rider
John LoPriore

How to Guide to Insuring Jewelry

Did you know that jewelry, from engagement rings to necklaces, is by far the most inherited item in families? These special pieces are passed down from generation

Are Solar Panels Worth It
John LoPriore

Are Solar Panels Worth It? A Complete Guide

In the United States, solar energy is expanding steadily. In fact, according to the Department of Energy, there are now enough solar panels to power 18

Should I File a Home Insurance Claim or Not?
John LoPriore

Should I File a Home Insurance Claim or Not?

In 2017, only 6% of insured homeowners filed a home insurance claim. You may be wondering, “Why are we all paying these monthly premiums if no one’s cashing

Townhouse vs Condo Why the difference matters
John LoPriore

Townhouse vs. Condo, Why the Difference Matters

Research has shown that people consider moving more stressful than divorce. And while this may seem extreme, when you consider all the stresses associated with finding and

Dog Owners Guide to Home Insurance - Yorkie Photo
John LoPriore

Dog Owners Insurance Guide to Homeowners Insurance

According to the American Veterinary Medical Association (AVMA), more than 48 million American households own at least one dog. As these numbers suggest, pet ownership is rewarding.

What Is a Homeowners Insurance Rider?
John LoPriore

What Is a Homeowners Insurance Rider?

Being Underinsured

Many homeowners make the unfortunate error of underestimating how much their personal belongings are worth. Though it’s important to have your property appraised, that alone isn’t enough.

How Much Condo Dwelling Coverage Do I Need
John LoPriore

How Much Dwelling Coverage Do I Need For A Condo?

Condos account for less than 10 percent of occupied American housing units. Despite their relatively small market share, condos are becoming increasingly popular. About one in every