Special Events Insurance
What is it
Specialty insurance policies are usually non-standard forms of coverage geared to a specific exposure or event. They provide liability protection for the host of the event, for the sponsor, or the venue, as required, and at reasonable costs. The brief time and money required to procure these policies provides peace of mind, so that the event will not be marred by uncovered losses.
why do i need it
Anyone who plans events for themselves or their business. A careful planner of these events will eliminate the potential liabilities for bodily injury to others or damage to property of others by purchasing a specialty insurance policy.
Who needs it
If you plan on hosting any of the following types of events, you should consider specialty insurance.
- Animal shows
- Arts and crafts festivals
- Beauty pageants/fashion shows
- Concerts (see referrals & exclusions)
- Consumer shows
- Haunted houses
- Hole in one coverage
- Prize indemnification liability for contests
- Pumpkin patches
- Religious ceremonies
- Road races (bicycles, running)
- Street fairs
- Sporting events (see exclusions)
- X-mas tree lots
What is event insurance for?
Special Event insurance offers liability protection to host for any damages and liability arising for the planned event.
When Should You Get Wedding Event Insurance?
Wedding insurance coverage offers many coverages including liability of your event. It best to purchase coverage as soon as you begin planning your wedding.