Recreational Insurance


Specialized Insurance provides insurance for recreational vehicles, not covered under standard homeowners insurance, such as snowmobiles, jet skis, and ATV's.

For peace-of-mind, while you’re traveling through the snow or the mountains, count on LoPriore Insurance to provide you the protection you need.

You may need Recreational Insurance when financing your recreational vehicle. Some lenders will require insurance coverage. Additionally, your home insurance does not cover all circumstances related to recreational vehicles. See our FAQ's below for some examples.

Whether your hobby is on land or sea, we can provide coverage for you

LoPriore Insurance Agency is your local independent agent that can offer Recreational Insurance that fits your lifestyle.

Recreational Insurance - LoPriore Insurance Agency


  • Collision coverage
  • Medical payments coverage
  • Safety apparel coverage
  • Increased liability limits
  • Optional equipment coverage including sleds that are towed
  • Coverage for trailers used for transporting


Is my ATV covered under my home insurance policy?

Generally, there is no coverage. However if the ATV is only used on owners property, there may be some liability coverage provided.

Is my jet ski covered under a home insurance policy?

Homeowners policy does offer some coverage to watercraft. However jets skis are excluded from this type of coverage.

Do I need to purchase a Recreational Vehicle policy for a golf cart?

If you plan on a driving golf cart on a public road, then you would need to purchase a separate Recreational Vehicle policy for that. However, if you operate your golf cart is only on your property, your homeowner’s insurance policy could provide you with limited coverage.

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    LoPriore Insurance Agency
    LoPriore Insurance Agency
    426 Main Street Suite 2
    Stoneham, MA 02180-2650
    Fax: 781-438-6790
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