Antiques & CollectorsAutomobile Insurance
From Classic Cars to Muscle Cars, We've Got You Covered
Often referred to as works of art, antique cars, classic cars, street rods and milestone collector cars command prices as high as famous works of art. And like famous works of art, they tend to increase in value. LoPriore Insurance recognizes that as a collector you take great pride in protecting your investment, and we honor our customers with low rates and the optimum protection every day.
You have a passion for Cars…
We Have a Passion for Protecting Them
As a collector car owner, you appreciate the difference between a 1956 Silver Cloud and a mass market car. As an insurer of individuals with unique possessions and sophisticated lifestyles, LoPriore Insurance understands the importance of exceptional coverage and service.
High-value car coverage – Whether it’s a historic automobile or a newer exotic car, our agency can offer high limits of coverage.
Agreed value coverage especially designed for collector vehicles – Pays the full-insured amount in the event of a total loss and reflects the insured value of the car. For partial losses it includes diminution in value as a result of the loss.
Flexible usage – Although most collector cars are maintained primarily for use in exhibitions, club activities, parades and other functions of public interest, and while insurance carriers reduced rates reflect this limited use, there is no specific mileage restriction on most policies.
Repair shop of choice – Policyholders are free to use any restorer they choose or even do the work themselves with no reduction in loss settlement. However, by using insurance carriers pre-screened quality repair shops, policyholders receive a guarantee for all repair work performed.
High optional liability limits – Coverage includes protection from legal actions for up to $1 million, more than most other insurance offers. For collections where there are more cars than drivers, blanket liability coverage is available avoiding multiple premium charges.
“For display only” coverage – Insurance companies also offer specially priced coverage for large car collections that are primarily “for display” (garaged and/or exhibited) and driven only to maintain the vehicle.