Specialty InsuranceCommercial Insurance
No One Plans to Fail, But They Fail to Plan! Don’t Get Caught Without the Proper Coverage.
From weddings, to hot dog eating contests, boat cruises and survivor contests, special events are a part of everyone’s life. One reason they may be special is that they create special exposures that fall outside of standard insurance contracts, and thus require special forms of coverage. A careful planner of these events will eliminate the potential liabilities for bodily injury to others or damage to property of others by purchasing a Specialty Insurance policy.
Specialty Insurance policies are usually non-standard forms of coverage geared to a specific exposure or event. They provide liability protection for the host of the event, for the sponsor, or the venue, as required, and at reasonable costs. The brief time and money required to procure these policies provide peace of mind, so that the event will not be marred by uncovered losses.
Special Events that Require Special Policies
Arts and crafts festivals
Beauty pageants/fashion shows
Concerts (see Referrals & Exclusions)
Hole in one coverage
Prize indemnification liability for contests
Road races (bicycles, running)
Sporting events (see Exclusions)
X-mas tree lots