Business Insurance-Reading MA
Business Insurance with LoPriore Insurance Agency
As a business owner, protecting your business is part of your job, we would welcome the opportunity to make that job as easy as possible. We have been providing Business Insurance coverage in Reading, MA for years and know it is necessary to protect you and your business from liability as well as offer you protection for your business. There are several ways the policy can be structured to make sure that the coverage is relevant and tailored to your specific insurance needs. LoPriore Insurance Agency is here to offer a consultation on your needs as a business owner.
Small business insurance, commercial liability, Business Owners Policy (BOP), Executive Liability, whatever it may be we have an option for you. Feel free to connect with an agent below or call us directly.
Whether it is Small Business Insurance or Commercial Liability We Offer Tailored Coverage
LoPriore Insurance Agency is an independent insurance agency that prides itself on providing a true consultative approach to identifying your insurance needs. Once we reveal your business insurance needs, we have enough flexibility to place coverage that is not only pertinent to your business, but also protects you and your business from the fear of future loss.
Types of Coverage We Offer
- Commercial General Liability Insurance
- Business Owners Package Policy
- Commercial Package Policy
- Directors & Officers Liability Insurance
- Commercial Umbrella Insurance
- Builders Risk
- Business Automobile Insurance
- Cyber Liability Insurance
- Employment Practices Liability
- In-Home Business Insurance
Commercial General Liability Insurance
Unfortunately for every business owner, the chances of getting sued have dramatically increased in the last decade. General Liability insurance can prevent a legal suit from turning into a financial disaster by providing financial protection in case your business is ever sued or held legally responsible for some injury or damage.
General Liability pays losses arising from real or alleged bodily injury, property damage, or personal injury on your business premises or arising from your operations.
Business Owners Package Policy
A Business Owner’s Policy (BOP) is intended to provide small businesses broad with coverage at an affordable price. BOP Policies are geared for smaller, lower-risk commercial accounts. BOP combines property and liability coverage to protect your business in the event of property damage, suspended operations, or lawsuits resulting from bodily injury or damage to property of others.
Commercial Package Policy
When your appetite for insurance requires more than just a boxed lunch, rest assured that the LoPriore Insurance team will serve all the courses you need. Contact us to discuss the intricacies of your business and your particular insurance needs. We know that one size does not fit all.
Directors & Officers Liability Insurance
More than 95% of Fortune 500 companies maintain director and liability insurance. Directors and officers liability insurance provides coverage for the company, its directors, managers and officers, and employees for suits alleging that their decision making caused financial harm. Some common D&O suits are due to problems with financial reporting, bankruptcy, dishonesty or fraud.
Commercial Umbrella Insurance
Commercial Umbrella insurance protects you when accidents happen and your existing liability insurance limits have been exhausted, to cover expenses. Standard business liability coverage will take care of you in most situations, but when serious situations arise, umbrella liability insurance will help ensure that your business is protected. While no one wants accidents to happen, they do – and people sue.
No matter what size your construction or renovation project, a blueprint for success should include the right builders risk insurance program. LoPriore Insurance builders risk insurance offers flexible policy options that can be adjusted for the project.
Business Automobile Insurance
Business automobile insurance provides coverage whether you own or lease a private passenger vehicle or a fleet of trucks and trailers. The coverage protects your business from liability, bodily injury or property damage caused by your vehicle to other people or property, and physical damage to your own vehicle. A business auto policy may also cover your employees when they are operating their own vehicles in the course of your business.
Cyber Liability Insurance
Cyber liability refers to the exposure of businesses to risks relating to information technology, including network security, privacy liability and legal liability for a security breach or privacy breach. Most policies written in past years do not include this coverage, although many companies today will provide the option to add it. It may also be offered as a separate policy.
Employment Practices Liability
Employment Practices Liability, commonly referred to as EPLI, provides coverages to employers for claims made by employees alleging discrimination(based on sex, race, age or disability, for example), wrongful termination, harassment and other employment related issues, such as failure to promote.
In-Home Business Insurance
Today more than 43 million Americans are operating full- or part-time businesses from the comfort of their homes, and these numbers continue to grow every year. One of the secrets to running a successful home-based business is being able to separate your business activity from your home activity. Whether you spend two hours or 62 hours per week on your at-home endeavor, it remains a business with all the risks and rewards associated with owning a business.
John is extremely knowledgeable and on the ball. Great Agency to work with long term!Caleb Smith