The first thing to do is to check and see how many items of yours will not be covered by your homeowners insurance. If you have a lot of items not covered, then you will need a higher value homeowners policy. This can be expensive, but if you compare it to the amount of money you would lose, you can see how it is more than fair.
However, if you only have one or two items of particularly high value, then you might only need one or two insurance riders and these will cost you very little in premiums while covering thousands of dollars’ worth of items.
Special Event Insurance is needed if you are planning an event such as a conference, exhibition, festival, large birthday party, wedding or reception.
At LoPriore Insurance, we can help manage your risk of liability and loss if accidents, injuries or weather affect your event.
Special event insurance coverage differs from regular liability insurance because it covers specific things that may come up during an event that general liability policies do not cover.
Examples of coverages for Special Event Insurance include:
Event Cancellation Coverage: This may help cover the costs if the event has to be canceled.
Event Liability Coverage: This may help if there is damage to the rental facility or venue.
If there is going to liquor at your event, you should also consider including Liquor Liability Coverage. This will protect you if there are alcohol related accidents or injuries during the event.
Weather Insurance Coverage: Rain, Snow, Tornados, Flooding, Hurricanes and more! Be protected for whatever Mother Nature throws at your event!
At LoPriore Insurance Agency, we are the trusted insurance provider for Special Event Insurance and serve all cities in Massachusetts. Start a quote by calling 781-438-1375, emailing us at firstname.lastname@example.org or clicking here https://www.lopriore.com/insurance-quotes-massachusetts/